"Naturally," replied the girl frankly.

"You are very much in love with him, it seems to me, Mabel."

"Very much."

"He is a nice young man," said Annie Clarke, in a low voice; "I believe he has no fortune."

"I believe so, too, mammy."

"Have you already obtained information about that?"

"No, mammy, I have had no information about it," said the girl discreetly, "but I suppose it."

They spoke quietly, looking each other in the eyes, without a shadow of hesitation in voice or words.

"Are you already engaged to him, Mabel?" Annie Clarke asked, after a minute's silence.