'Why do you waste your money?' asked Donna Concetta, giving in to her fad of preaching prudence to her debtors. 'You are a beast, that is what you are!'

'But why,' Carmela cried out desperately—'why should I not give a bit of bread to my old mother? When my sister is dying of hunger with her three children, and one of them wasting away piteously, can I refuse her half a franc? When my brother-in-law, Gaetano, has nothing to smoke, for all his vices, should I deny him a few sous? With what heart could I do it?'

'It is Raffaele that sucks you out—it is Raffaele!' the money-lender sang out, threading a needle with red cotton.

'What about that?' the girl cried out, throwing out her arms; 'he was born to be a gentleman. In the meanwhile, if I don't pay the landlord on Monday, he will turn me out. I owe him thirty francs: but I might at least give him ten! If you would just do me this charity!'

'You are mad, my dear.'

'Donna Concetta, what are ten francs to you? I'll give them back, you know: I have never taken a farthing from anyone. Don't have me thrown on the streets, ma'am. Do it for the sake of your dead in paradise!'

'No, no, no!' sang out the seamstress.

'Listen, look here,' the other went on sorrowfully: 'these earrings I am wearing my godmother paid seventeen francs for; I give them to you—I have nothing else. You will give me them back when I give you the ten francs.'

'I never take a pawn,' Donna Concetta replied, glancing at the earrings.

'But it is not a pawn; it is a favour you are doing me. If I were to pawn it, I would get five or six francs; they would take the interest beforehand, with the money for the ticket, the box, and the witness, and only three or four francs would be left. Do it only this once, ma'am—the Virgin from heaven preserve you!' She convulsively took out her rather worn earrings, rubbed them with a corner of her apron, and put them gently on the coverlet, still looking at them earnestly, taking leave of them. Donna Concetta took them with a scornful grimace, and glanced at her sister, who just raised her head and signed 'Yes,' with a wink. Donna Concetta got up stiffly; without saying anything, she carried the earrings into the next room, where the sisters slept; a noise of keys in locks was heard, an opening and shutting of strong boxes, with silent intervals. Then Donna Concetta came in again. She carried two rolls of yellow paper in her hand.