But as, during my life, I have known more men who are selfish than unselfish, and more women who are unselfish than selfish, I am prepared to conclude that man is more selfish than woman.

I have known men of small income (and in their way good men they were) belong to two or three clubs, dine at expensive restaurants, and smoke excellent cigars all day long.

Their daughters had to give lessons in order to obtain the money that was necessary for dressing decently, and the house had to be kept on most economical lines.

I have known others, not worse than those I have just mentioned, allow nothing but water on their family table, and take champagne for dinner at the club or the restaurant.

I could divide selfish men into two classes: the man with good redeeming features, and the execrably selfish man.

The former is good-hearted and fairly sensitive. He hates nobody, because hatred disturbs sleep and rest. He avoids emotions for his own comfort; he is learnedly selfish.

If you are unhappy, in distressed circumstances, don't bother him about it. He is sorry, he cannot help it, and he would rather not hear of it.

If you are ill, do not expect a visit from him; the sight of pain or grief affects him. If you are in want, he may send you a £5 note, but he does not want to see you. He seeks the company of cheerful and happy people only.

He has an income of £6,000 a year, and will tell you that nobody dies of starvation except in novels.

He turns his head from wretches shivering with cold in the street, and is of opinion that a good Government should suppress paupers and all sorts of people who disturb the peace and happiness of the rich. His friends call him 'a good fellow.'