With a sigh, Stella turned away; she could not be like that, she could not help being stiff and reserved. Vava was quite different, and her elder sister found herself hoping fearfully that she would not get too intimate with these 'City girls.' However, she consoled herself with the thought that it could only be in school-hours, and that even in the dinner interval she would be with the young teacher who was to take special care of her, and who, at all events, would be an educated woman.

And then, as she felt somehow that her sauntering walk attracted too much attention, she turned into a baker's shop, and, addressing the pleasant-faced woman behind the counter, said, 'May I have a bun, please, and rest here for half-an-hour until my office opens?'

'Indeed you may, miss, and if you like to step into my parlour you'll find a fire there; it's no weather to be walking about the streets, and none too pleasant for a young lady like you, not but what I say if you show respect to yourself others will show it to you; still, my parlour's the best place on a day like this,' said the baker's wife; for it was a cold, frosty January day.

Stella thanked her kindly Samaritan, who little knew how nervous and miserable her self-contained and dignified visitor felt as she sat there, nor how reluctantly she rose to go to Baines, Jones & Co.'s office.

The junior partner of the firm was not often so punctual at his office as he was on this morning, on which ten o'clock found him sitting in his private room, much to the perturbation of the clerks, who hurried in at or just after the hour of ten.

'There's a lady to see you, sir,' said a young clerk, handing him a card.

'Oh—er, yes; show her into this room,' said the junior partner, with an embarrassment which amazed the clerk, who forthwith went and informed his fellow-clerks that the young boss's best girl had called upon him, and 'he doesn't seem too pleased, though she's handsome enough in all conscience—a regular beauty, and no mistake, and a cut above him too; though what she means by running after him to the City goodness knows!'

'There's no knowing what girls will do nowadays,' said a wise youth of sixteen, who was promptly told to shut up.

But Stella, quite unconscious of these criticisms on her conduct, walked quietly into the junior partner's room, and, bowing gravely, said, 'I am Miss Wharton;' and waited for him to speak.

The junior partner rose from his seat and put a chair for her. 'I am very glad to see you, Miss Wharton. I hope you had a pleasant run—journey south?'