['My lamb, you should not answer your sister as you do']

['Where have you been, Vava Wharton?' demanded Miss Briggs]

[Stella goes to the prize distribution]


A CITY SCHOOLGIRL AND HER FRIENDS.


CHAPTER I.

HARD FACTS.

'These are the facts, Miss Wharton; hard facts no doubt, but you wished for the truth, and indeed I could not have hidden it from you even if I had wished to do so.' So said a keen but kindly faced old gentleman, as he sat in an office surrounded by despatch and deed boxes which proclaimed his profession to be that of a lawyer.

The young lady to whom these remarks were addressed, and who was a pretty girl of twenty-one, dressed in deep and obviously recent mourning, now replied, with a sad smile, 'But I did not want you to hide anything from me; I wanted to hear the truth, Mr. Stacey, and I thank you very much for telling it to me. Then I may understand that we have just fifty pounds a year to live upon between the two of us?'