'You'll soon get used to that, miss, and there isn't a better school in London than the one you're at; there's no money spared on it, for it's a rich company that has it, though I don't know exactly why they have it,' said Mrs. Ryan.

'I do; a rich merchant's wife founded it!' cried Vava, and poured forth the history of the foundation of the school to her two listeners, till Stella stopped her.

'Now, Vava, we must not keep Mrs. Ryan.—My sister does not understand that the City is the place for business, not for paying visits or amusing one's self; and you might tell her that she must not make acquaintance with strangers,' said Stella, turning to Mrs. Ryan.

Mrs. Ryan raised her hands in amazement at such imprudence. 'Indeed no. There was a young girl I knew up from the country, and one day she was taking her ticket at one of the London stations, and there was rather a crowd, so, being timid, she stepped back and waited; then who should come up to her but a gentleman, as she called him, and, taking off his hat as polite as could be, says, "Can I take your ticket for you, miss? It's not fit for you to be pushing into a rough crowd like that;" and she, like the silly she was, thanks him and hands him her purse with all her week's money in it; and off he goes.' Here Mrs. Ryan ended, and nodded her head at Vava.

But Vava in her innocence did not understand the moral of the story, and said simply, 'That was very kind of him?'

'Yes, very kind! But he never got the ticket, and the poor girl never saw her purse nor the kind gentleman again,' explained Mrs. Ryan.

Vava's eyes were wide with horror. 'What a wicked, cruel man! But everybody can't be wicked like that!' she cried.

'No, indeed; thank God, there are many good people here; but there are rogues as well, and as you are too young to know the one from the other you must not talk to any of them,' Mrs. Ryan said.

The story made Vava very thoughtful. 'I wonder whether Mr. Jones is a rogue?' she said musingly.

But Mrs. Ryan was scandalised. 'Sakes alive, miss, don't say such a thing in his own office! He is one of the best and most respected gentlemen in the City of London, as I well know, having worked for him and his father this thirty years!' she exclaimed.