'Ay, there's something in what you've said, my lass,' observed the millionaire after a pause, which seemed an eternity to those who were present. 'There's sommat in it.' And without another word he rose from the table.

'Oh Mrs Clay, what have I done? I'd no business to speak to Mr Clay like that. I don't know what made me,' said Horatia, rather ashamed of her plain speaking.

'I think the Almighty made you, my dear; an' may He bless you for 'avin' done so, an' bless the words to my dear 'usband,' said his faithful wife. And she, too, left the room.

'I'd no idea you were religious,' said Sarah to Horatia when they were alone.

'Do you mean you thought I was a heathen?' demanded Horatia with a laugh.

'No; but I never heard you talk like that before,' said Sarah, who could not get over her surprise at the way Horatia had come out. Truth to tell, Sarah had an idea that to talk religion was not good form.

'I never heard myself,' laughed Horatia.


CHAPTER XII.

A RINKING-PARTY.