"Glori-orious air this," said Mr. Pilkington. "I don't know how you feel, young 'un, but there's a voice that tells me I shall dine."

Mr. Pilkington was not deceived by that prophetic voice. He dined with appetite undiminished by his companion's gloom. From time to time he rallied him on his coyness under the fascinations of beef-steak, lager beer, apricots and Devonshire cream.

"Well, Razors," he said at last, "and wot do you think of the Harden Library?"

Rickman was discreet. "Oh, it isn't bad for a private show. Sir Frederick doesn't seem to have been much of a collector."

"Wasn't he, though! In his own line he was a pretty considerable collector, quite a what d'you call 'em—virtuoso."

"Not very much virtue about him, I imagine."

"Well, whatever there may have been, in ten years that joker went through his capital as if it had been a paper hoop. Slap through it and out at the other side, on his feet, grinning at you."

"How did he manage it?"

"Cards—horses—women—everything you can name," said Dicky, "that's amusing, and at the same time expensive. They're precious slow down here in the country; but get 'em up to town, and there's nothing like 'em for going the pace, when they do go it."

"His velocity must have been something tremendous, to judge by the smash." Rickman was looking at the financial agent with an expression which some people might have been inclined to resent, but Dicky's gaiety was proof against criticism.