"Is Tom animated by the same philanthropic motives, or is he going to get a fee for his work?"

"Oh, he'll get paid all right. It's different with Tom."

"I suppose so. He ought to have a good fee if he can straighten out that tangle. But, Amzi—" She hesitated a moment, then began again more deliberately. "If you're getting more of those bonds than you want, you might buy some with my money—I mean with a view to taking care of these home investors who are in a panic about Sycamore. I suppose I owe something to the community myself—after—"

She gave him her quick, radiant smile.

He nodded gravely.

"All right, Lois. I'll remember that. And I'll tell you something else, now that we're on business matters. The First National Bank over the way there is built up in the air too high; it's got all the weaknesses of the Holton family—showy without any real bottom to it. Some of their stock has always been owned around through the state—quite a bunch of it—and Bill has had to sell part of his own holdings lately; he's got only a scant majority. I've been picking up a little myself, on the quiet. After Tom gets through with the Holtons, I doubt if Bill's going to be able to hold on. I know his line of customers; I guess I could tell you about every piece of paper he's got. It's a poor line, wobbly and uncertain. There was a new examiner here not long ago, and he stayed in town two or three days when he usually cleans up in a day. Banking is a business, Lois, not a pastime, and Bill isn't a banker; he's a promoter. Do you get the idea?"

"I think I see the point, but if his bank's going to smash, why don't you keep away from it? There's a double liability on national bank stock, isn't there? Seems to me that's the reason I never bought any."

"Right, Lois; but I don't intend the First shall bust. It won't do me or my bank or the town any good to have it go to smash. A town of the size of this don't live down a bank failure in one generation. It soaks clear in. I've got enough now to assert my rights as a stockholder, only I'm keeping under cover; there's no use in screaming in the newspapers. I haven't anything against Bill Holton, and if he pulls through, all right; but if he can't—well, I've never wanted to nationalize this bank, but that would be one way of doing it."

"You seem to be full of large thoughts, brother. You may play with my money all you like in your charitable games, with a few reservations. I like to eat and I don't want to spend my old age in the poorhouse. There's cash enough here to run me for some time and you can use half of that in any way you like. I'll take any chance you do, and you'll find I won't cry if the boiler bursts. My Seattle real estate is all right—and I mean to hold fast to it. Now I want to do something for Phil; I want to make sure she never comes to want. That's only right, you know."

She waited for his affirmation.