"Going to buy automobiles with your money, boys? Thunder! You in town, Jake?"

He greeted them all affably, ignoring their anxiety.

"Boys, I'll have to get a new shop if business keeps on like this."

A depositor who had drawn his money and was anxiously hiding it in his pocket, dropped a silver dollar that rolled away between the waiting lines.

"Never mind, gentlemen, we sweep out every night," said Amzi. "Now, let's all understand each other," he continued, tilting his hat over his left ear, and flourishing his cigar. "It's all right for you folks to come and get your money. The regular closing time of banks in this town is 3 P.M., Saturdays included. We've got a right to close in fifteen minutes. But just to show there's no hard feeling, I'm going to change the closing hour to-day from 3 P.M. to 3 A.M. Tomorrow's Sunday, and you can tell folks that's got money here that they won't have any trouble getting their change in time to put it in the collection basket to-morrow morning."

A number of depositors, impressed by Amzi's tranquillity, tore up their checks and left the bank. To a woman who asked him what the excitement meant, Amzi explained politely that the town was experiencing what he called a "baby panic."

"As an old friend, Martha, I advise you to leave your money here; if I decide to bust, I'll give you notice."

Along the two lines, that now extended out upon the sidewalk, there was a craning of necks. A demand from one depositor that he repeat to all what he had said to the woman caused Amzi to retire behind the counter. There he stood upon a chair and talked through the screen,

"I don't blame you folks for being nervous. Nobody wants to lose his money. Money is hard to get and harder to keep. But I've never lied across this counter to any man, woman, or child"—and then, as though ashamed of this vulgar assertion of rectitude, he added—"unless they needed to be lied to."

There was laughter at this. The room was packed, and the lines had been broken by the crowd surging in from the street.