"Yes, we have to pay for everything but air in Chicago. We pick out our claim, first come, first served, and put down a newspaper for bed, cover up with another, all for two cents; but I don't like the floor. The other fellows step on you when they come in late."

"Are these places clean?" timidly inquired Chiquita.

"Not very, ma'am; not like the hospital."

"Well, my poor fellow, here is a quarter; I hope it will do you some good."

"Thank you, lady."

Instead of going to the hospital Chiquita made a pilgrimage to one of those well-known better class lodging houses, not far from the Board of Trade. Here she saw every chair of a hundred or more occupied by men similarly dressed and evidently looking for work. Of the numbers accosted all told the same tale of misfortune and all emphasized the deplorable condition of the great manufacturing industries throughout the United States. There was no work to be had at any price. Large firms reduced their forces to the lowest capacity possible. Many curtailed the working hours of all rather than discharge half the number, while one colossal corporation ran their works at a loss, despite the wide spreading distrust prevalent during the panic, which crippled every occupation, profession and calling. Banks closed their doors, regardless of the suffering inflicted, business houses, shorn of their credit, dropped all attempts to sustain relations with the world, and armies of men thrown out of employment had to provide for themselves and their families as best they could.

Money could not be borrowed. Even the gold-bearing bonds of the United States fell under the ban of suspicion; and nothing but gold, gold, gold, had any intrinsic value. The new word which wrought such dire disaster was Coin, and the bank notes presented day after day by Wall street sapped the gold of the treasury until repudiation seemed inevitable. The one man upon whose shoulders the burden of disaster fell, took the oath of office as President of the United States, on March 4th, 1893, the responsibility of a bond issue being thrown upon him by the outgoing administration. The new official refused to declare his policy. Wall street wanted knowledge positive as to the issuance of bonds with which to buy gold to maintain the reserve. Day followed day before the tension was relieved by a bond issue, which was succeeded by other bond issues. The harm had been done. Financial institutions bridged the torrent at one place only to succumb and plunge into the yawning abyss at another. Stagnation followed disaster. Had the new administration declined to give gold for the "coin" notes and tendered silver, could any greater ruin have overtaken American commerce?

Following in the wake of the ghastly spectre of commercial ruin, that cruel, remorseless and vindictive vulture, discontent, swooped down upon a far reaching industry, shrieked its defiant and soul curdling edict "Strike," and to the consternation of the world, labor organizations refused to temporize. The steam pulses ceased to beat, machinery came to a standstill, the great factory doors closed against wage earners and the stupendous battle between iron handed men of toil and iron gloved employer was on.

Aided by sympathetic city and state officials the wage earners grew insolent and arbitrary. Pitying the unfortunate, misguided mechanic, artisan and laborer, the iron gloved employer awaited until the devouring flame of jealousy and strife consumed itself. It was under a broiling July sun that Chiquita and Jack visited the scene to see for themselves the effects of newsboys' hoarse cries, "Extra! Extra! All about the bloody strike! The Stock Yards in danger!"

Regiments of soldiers were bivouacked about the postoffice, on the lake front, and at the yards. Dismantled, untrucked, costly palace cars blocked railroad tracks from Van Buren street to the city limits. In the vicinity of Thirty-ninth street turbulent masses of muttering, riotous, eye-inflamed sympathizers congregated to watch the incoming United States troops from Fort Sheridan.