“I’m prepared to pay you what I owe, Penny.”

“Oh, Jack, it’s not the money. Don’t you understand—”

“You think I’ve had a finger in lifting the brass lantern from the Queen,” Jack said stiffly.

“Gracious, no! But shouldn’t you explain?”

Jack was silent for a moment. Then he said, “Thanks, Penny, for having a little faith in me. I know I’ve been an awful sap.”

“Suppose you tell me all about it.”

“There’s nothing to tell. I went to the Harpers a number of times—attended their dances, and spent a lot of money. I got into debt to that fellow Glowershick and he pressed me for it.”

“There was nothing more to it?”

“Not a thing, except that I didn’t want my folks to hear about it. That’s why I pretended I didn’t know Glowershick. I was afraid you would tell them. Don’t you believe me?”

“Oh, I do, Jack. I’m so relieved. And the jitterbug girl at Harpers’—”