New York girls have worn white cloth habits at Lenox without shocking the moral sense of the inhabitants, but Lenox, during the season, probably contains a smaller percentage of simpletons than any village in the United States, and some daring Boston girls have appeared this year in cool and elegant habits of shepherd's check, and have pleased every good judge who has seen them. If quite sure that you have as much common sense and independence as these young ladies, imitate them, but if not, wear the regulation close, dark cloth habit throughout the year, be uncomfortable, and lose half the benefit of your summer rides from becoming overheated, to say nothing of being unable to "keep trotting" as long as you could if suitably clothed for exercise. But might you not, if your habit were thin, catch cold while your horse was walking? You might if you tried, but probably you would not be in a state so susceptible to that disaster as you would if heavily dressed.

There is little danger that the temperature will change so much during a three hours' ride that you cannot keep yourself sufficiently warm for comfort and for safety, and if you start for a long excursion, you must use your common sense. The best and least expensive way of solving the difficulty is to have an ordinary habit, with the waist and skirt separate, and to wear a lighter coat, with a habit shirt, or with a habit shirt and waistcoat, whenever something lighter is desirable. This plan gives three changes of dress, which should be enough for any reasonable girl.

But still, you do not know what color you can wear? Black is suitable for all hours and all places, even for an English fox hunt, although the addition of a scarlet waistcoat, just visible at the throat and below the waist, is desirable for the field. Dark blue, dark green, dark brown are suitable for most occasions, and a riding master whose experience has made him acquainted with the dress worn in the principal European capitals, declares his preference for gray with a white waistcoat.

Among the habits shown by English tailors at the French exhibition of 189, was one of blue gray, and a Paris tailor displayed a tan-colored habit made with a coat and waistcoat revealing a white shirt front. London women are now wearing white waistcoats and white ties in the Park, both tie and waistcoat as stiff and masculine as possible.

This affectation of adopting men's dress, when riding, is comparatively modern. Sir Walter gives the date in "Rob Roy," when Mr. Francis sees Diana for the first time and notices that she wears a coat, vest and hat resembling those of a man, "a mode introduced during my absence in France," he says, "and perfectly new to me." But this coat had the collar and wide sharply pointed lapels and deep cuffs now known as "directoire," and its skirts were full, and so long that they touched the right side of the saddle, and skirts, lapels, collar and cuffs were trimmed with gold braid almost an inch wide. The waistcoat, the vest, as Sir Walter calls it, not knowing the risk that he ran in this half century of being considered as speaking American, had a smaller, but similar, collar and lapels, work outside those of the coat, and the "man's tie" was of soft white muslin, and a muslin sleeve and ruffles were visible at the wrists. The hat was very broad brimmed, and was worn set back from the forehead, and bent into coquettish curves, and altogether the fair Diana might depend upon having a very long following of astonished gazers if she should ride down Beacon Street or appear in Central Park to-day.

Your habit shall not be like hers, Esmeralda, but shall have a plain waist, made as long as you can possibly wear it while sitting, slightly pointed in front and curving upward at the side to a point about half an inch below that where the belt of your skirt fastens, and having a very small and perfectly flat postilion, or the new English round back. Elizabeth of Austria may wear a princess habit, if it please her, but would you, Esmeralda, be prepared, in order to have your habit fit properly, to postpone buttoning it until after you were placed in the saddle, as she was accustomed to do in the happy days when she could forget her imperial state in her long wild gallops across the beautiful Irish hunting counties? The sleeves shall not be so tight that you can feel them, nor shall the armholes be so close as to prevent you from clasping your hands above your head with your arms extended at full length, and the waist shall be loose. If you go to a tailor, Esmeralda, prepare yourself to make a firm stand on this point. Warn him, in as few words as possible, that you will not take the habit out of his shop unless it suits you, and do not allow yourself to be overawed by the list of his patrons, all of whom "wear their habits far tighter, ma'am." Unless you can draw a full, deep breath with your habit buttoned, you cannot do yourself or your teacher any credit in trotting, and you will sometimes find yourself compelled to give your escort the appearance of being discourteous by drawing rein suddenly, leaving him, unwarned, to trot on, apparently disregarding your plight. Both your horse and his will resent your action, and unless he resemble both Moses and Job more strongly than most Americans, he will have a few words to say in regard to it, after you have repeated it once or twice. And, lastly, Esmeralda, no riding master with any sense of duty will allow you to wear such a habit in his presence without telling you his opinion of it, and stating his reasons for objecting to it, and you best know whether or not a little lecture of that sort will be agreeable, especially if delivered in the presence of other women. Warn your tailor of your determination, then, and if his devotion to his ideal should compel him to decline your patronage, go to another, until you find one who will be content not to transform you into the likeness of a wooden doll. Women are not made to advertise tailors, whatever the tailors may think.

What must you pay for your habit? You may pay three hundred dollars, if you like, although that price is seldom charged, unless to customers who seem desirous of paying if, but the usual scale runs downward from one hundred and fifty dollars. This includes cloth and all other materials, and finish as perfect within as without, and is not dear, considering the retail price of cloth, the careful making, and the touch of style which only practised hands can give. The heavy meltons worn for hunting habits in England cost seven dollars a yard; English tweeds which have come into vogue during the last few years in London, cost six dollars, broadcloth five dollars; rough, uncut cheviots, about six dollars; and shepherds' checks, single width, about two dollars and a half. For waistcoats, duck costs two dollars and a quarter a yard, and fancy flannels and Tattersall checks anywhere from one dollar and a half to two dollars. The heavy cloths are the most economical in the end, because they do not wear out where the skirt is stretched over the pommel, the point at which a light material is very soon in tatters.

The small, flat buttons cost twenty-five cents a dozen; the fine black sateen used for linings may be bought for thirty-five cents a yard, and canvas for interlinings for twenty-five cents. With these figures you may easily make your own computations as to the cost of material, for unless a woman is "more than common tall," two yards and a half will be more than enough for her habit skirt, which should not rest an inch on the ground on the left side when she stands, and should not be more than a quarter of a yard longer in its longest part. Two lengths, with allowance for the hem two inches deep are needed for the skirt, and when very heavy melton is used, the edges are left raw, the perfect riding skirt in modern eyes being that which shows no trace of the needle, an end secured with lighter cloths by pressing all the seams before hemming, and then very lightly blind-stitching the pointed edges in their proper place.

Strength is not desirable in the sewing of a habit skirt. It is always possible that one may be thrown, and the substantial stitching which will hold one to pommel and stirrup may be fatal to life. So hems are constructed to tear away easily, and seams are run rather than stitched, or stitched with fine silk, and the cloth is not too firmly secured to the wide sateen belt. The English safety skirts, invented three or four years ago, have the seam on the knee-gore open from the knee down to the edge, and the two breadths are caught together with buttons and elastic loops, all sewed on very lightly so as to give way easily. The effect of this style of cutting is, if one be thrown, to transform one into a flattered or libelous likeness of Lilian Russell in her naval uniform, prepared to scamper away from one's horse, and from any other creatures with eyes, but with one's bones unbroken and one's face unscathed by being dragged and pounded over the road, or by being kicked.

For the waist and sleeves, Esmeralda, you will allow as much as for those of your ordinary frocks, and if you cannot find a fashionable tailor who will consent to adapt himself to your tastes and to your purse, you may be fortunate enough to find men who have worked in shops, but who now make habits at home, charging twenty-five dollars for the work, and doing it well and faithfully, although, of course, not being able to keep themselves informed as to the latest freaks of English fashion by foreign travellers and correspondents, as their late employers do. There are two or three dressmakers in Boston and five or six in New York whose habits fit well, and are elegant in every particular, and, if you can find an old-fashioned tailoress who really knows her business, and can prepare yourself to tell her about a few special details, you may obtain a well-fitting waist and skirt at a very reasonable price.