"Ah, yes, I dare say," said Mrs. Lesly, who was always too indolent for any long argument, and generally gave up a point, even with Amy, when persisted in beyond her patience.

"But now then, to return to my little difficulty," said Mrs. Villars, recovering her good-temper. "You know Mr. Villars is so horribly cross now, I do not dare to bring anything before him."

"I am sorry to hear that," said Mrs. Lesly; "my William never said a cross word to me, that I remember."

"Ah," sighed Mrs. Villars, "it is very different with me, I assure you—Villars is always finding fault now, since the girls are come out."

"Well," repeated Mrs. Lesly, "I certainly never remember being afraid of my poor husband."

"No; but then he was a soldier, that makes a man very different," said Mrs. Villars, "so kind and open-hearted. Now Villars, though he has left his business in the city, and is only a sleeping partner, yet he seems to take as much interest in it as ever; and if anything goes wrong, then he is off to London to give his advice, he says, and comes home so cross, there is no speaking a word to him, and if he finds us going out, as we do, of course, nearly every night, then he goes off sulky to his study. Married life with such a man, is no joke, I can tell you. When we first married, he had such an easy temper; he says I spoilt it, but the fault lies at his own door, of that I am certain. But I would not say this to every one."

"I hope not, indeed," said Mrs. Lesly, much pained; "it is better to keep these things from everybody; and you cannot blame him without finding fault with yourself at the same time."

"And that I am not disposed to do," interrupted Mrs. Villars; "no, I assure you, before company, I make him appear the very pattern of perfection. I would not lower myself by showing the world how very little influence I have over him. But now to the point—I must tell you, that last winter, I was foolish enough to run up some bills with my jeweller, milliner, and others, a little higher than ordinary, and now every day they become more importunate, and I have made excuses till they will listen no longer. I do not know where to turn for money, till this business pressure is over and Villars has recovered his temper. Now could you, I know you could if you would, just lend me a hundred pounds for a few months?"