To Victor’s astonishment his offer was quietly but firmly refused, and he set out on his ride marvelling what had happened to bring about such a sudden change of front.

Meantime, Ruth and Mollie were enjoying their first experience of that most delightful feminine amusement—shopping in London. They drove to the doors of world-famed establishments, entered with smiling self-confidence, and gave their orders, unperturbed even by the immaculate visions in black satin who hastened forward to receive them; so marvellous and inspiring are the effects of a purse and a cheque-book behind it!

Mrs Thornton was purse-bearer, and, to do her justice, enjoyed the occasion as much as the girls themselves. She had been personally interviewed by Mr Farrell and coached for her part, which was to chaperon the girls, take them to the best places in which to procure their various requirements, but on no account whatever to direct the purchases, or limit their extent.

“It is a good test; I wish to study it,” said the old man, which speech being repeated, Ruth looked grave, and Mollie laughed, and cried—

“There is only one question I shall ask you, ‘Do I look nice?’ and one piece of advice, ‘Which suits me best?’ and you are free to answer them both. In the present instance these hats are all so fascinating that it would be a sin to choose between them. I shall take them all!”

“Mollie, don’t be absurd. You shall do nothing of the kind. Four hats, and you have two already! It would be wicked extravagance!” protested Ruth vigorously.

But Mollie persisted, and the attendant volubly declared that indeed “madam” was wrong. Six hats was a very moderate allowance. Madam would need different hats for different occasions,—for morning and afternoon, for fine and wet weather, for ordinary and dress occasions. Would she herself not be persuaded to try on this charming model, the latest French fashion, “ridiculously cheap at three guineas?”

“Thank you, I’ll take the white hat, and the black chiffon. They will answer all my purposes,” declared Ruth frigidly.

She was shocked at Mollie’s wanton extravagance, and all the more disapproving that she herself badly wanted to be extravagant too, and wear dainty colours for a change, instead of the useful black and white, if only her sensitive conscience could have submitted to the outlay.

If hats had been a pitfall, dresses were even worse, for here the prices were largely increased. It was a new experience to be ushered into what looked more like a luxurious house than a shop, and to find oneself confronted by a row of tall, willowy young women dressed in tightly fitting black satin garments, so marvellously representing dress-stands that they might have been mistaken for them had it not been for the elaborately dressed heads.