"What would Kitty McKenzie say if she could hear you run on like this about a girl who has to work for her living?" she sneered.

"Kitty McKenzie cannot hold a candle to Ruth Richards. Dress her as Kitty rigs herself out and all New York would be raving about her," the young man replied.

"Louis Hamblin, I am all out of patience with you! Kitty would feel highly complimented with your opinion of her charms," cried his aunt, angrily. "But let me tell you," she added, resolutely, "I shall not countenance any fooling with that young lady; you have shown her very marked attention, and she has a right to expect that you have serious intentions. You know that I should be only too glad to have you marry Kitty; she is a sweet girl, to say nothing about her beauty, while the McKenzies are all that could be desired, both as to wealth and position; and the day that Kitty becomes your wife I will match her dowry as a wedding-gift to you."

"Thank you; I know that you are all that is kind and good in your plans for me, Aunt Margie," Louis responded, in a conciliatory tone, "and you need not fear that I am rashly going to throw Kitty over; we are the best of friends, although not acknowledged lovers. I cannot quite make up my mind to propose, for, really, I do not feel like tying myself down just yet."

"It would be a good thing for you—you have sown wild oats enough, Louis, and it is time that you began to think of settling down in life. If you please me you know that a brilliant future awaits you, for you are my only heir," Mrs. Montague concluded, as she searched his face earnestly.

"My dear Aunt Margie, you well know there is nothing I like to do better than to please you," was the gallant response, and Mrs. Montague believed him, and smoothed her ruffled plumage.

"Nevertheless," Mr. Louis Hamblin remarked later, while smoking his cigar by himself, "I shall try to see more of that pretty seamstress, without regard to the McKenzie expectations. Jove! what eyes she has! and her low 'thank you,' as I let her in, had the most musical sound I've heard in many a day. Stay," he added, with a start, "now I think of it, she must be the same girl to whom those proud upstarts gave the cut direct in Macy's the other day. I thought her face was familiar, and didn't she pull herself together gloriously after it. There's a romance connected with her, I'll bet. She must have been in society, or she could not have known them well enough to salute them as she did. Really, Miss Ruth Richards grows more and more interesting to me."

CHAPTER XI.

RAY'S EXPERIENCE.

While Mona was plodding her monotonous way among sheets and pillow-slips, table linen and dressmaking, in Mrs. Montague's elegant home, Raymond Palmer was also being subjected to severe discipline, although of a different character.