He had become very fond of Gerald—he knew him to be a noble, whole-hearted, high-principled fellow; but he was not to be considered, for a moment, as a possible son-in-law. No struggling, plodding clerk who had his fortune to make by his own unaided efforts would be a suitable mate for the banker’s heiress, whose million, or more, in prospect, must be matched by at least an equal amount and a position as enviable and secure as her own.

So, during the last half-year, Gerald had received no invitations to the banker’s princely home—there was always some excuse of extra office work or special and important errands whenever Allison proposed his coming, and thus she saw him only when, occasionally, she slipped into the bank upon some pretense. This was the first time for months that they had been alone in each other’s presence, and Allison, making the most of her opportunity, gave herself up to the pleasure of the moment, and chatted, girllike, of anything and everything that came into her pretty head.

Gerald, also, thawing out beneath her sunny influence, dropped the formality which he had assumed upon her entrance, and, during the half-hour that followed, feasted his heart upon her beauty and the charm of her companionship.

Into this little banquet of love there suddenly intruded a man of perhaps thirty-five years—a tall, gaunt figure, with a slight stoop in his shoulders, but faultlessly attired. His face was thin, and absolutely colorless, save for the faint tinge of red in his lips and the cold blue of his eyes, which contrasted strangely with the intense black of his hair and mustache.

His eyes lighted with sudden fire as they fell upon the dainty figure and bright beauty of Allison Brewster.

“Ah, good morning, Miss Allison,” he remarked, in bland, oily tones, his thin lips relaxing into a smile that revealed a ghastly row of dead-white teeth beneath the black mustache. “This is an unexpected pleasure. I do not need to inquire if you are well—your blooming appearance speaks for itself.”

“Yes, thank you, I am well,” the girl quietly replied, but without bestowing a second glance upon him.

The man then turned to Gerald, a vicious smile just curling the corners of his mouth.

“Ahem! Winchester, here is a message that must go immediately to the Second National Bank.”

“Is it imperative?” Gerald questioned.