The young girl before him in the simple white morning dress, had a manner and bearing which seemed to place him at an immeasurable distance.

True, there was a modest timidity and a blushing confusion, which added a charm to the beautiful face, as she held out her hand and answered his inquiries for her health with lady-like ease. Yet Edward Armstrong was some minutes before he could feel himself quite at home in the company of these ladies.

We are all liable to be influenced by externals, and therefore when Edward Armstrong met Mrs. St. Clair and her daughter at their own residence, the impression produced on his mind differed greatly from what he had felt in the Isle of Wight.

There he had been introduced to them in the sombre and old-fashioned drawing-room of a lodging-house, but here everything spoke of refinement and elegance. There was nothing pretensive or ostentatious about the house or the noble entrance, even the drawing-room in which they sat had a low ceiling, and the furniture was neither luxurious nor new. But it bore the impress of refined taste, and like all articles bought for their intrinsic value rather than for show, bid fair to last for many years longer in good condition.

Yet not even the antique cabinets, the curiously-wrought worktables, and other valuable ornaments would have been sufficient to produce in Edward Armstrong the impression referred to. It was the toute ensemble,—the old-fashioned red brick house, the broad oaken stairs, with the centre covered with Brussels carpet; the long, low drawing-room, its windows opening to the ground on a balcony; the delicate chintz covering to chairs and couches; the flowers, the music, the lace curtains, and the presence of two gentle, lady-like women, one in her widow's dress contrasting to her daughter's simple white, all intermixed with the perfume of flowers, and finished by the glorious prospect stretched out before the windows, made up a picture which Edward Armstrong never forgot.

"You must stay to luncheon, Mr. Armstrong," remarked Mrs. St. Clair, after they had talked for more than half an hour over the still absorbing topic of the boat accident at West Cowes.

"I fear I shall not be able to remain," he replied, "as I have business in Richmond which will detain me for some time to-day; but if it would be agreeable, Mrs. St. Clair, I will spend an afternoon with you next week on any day you may find it convenient."

Mr. Armstrong's scruples about staying to lunch were, however, quickly overcome by the promise that he should leave as soon as he pleased afterwards; and the visitor departed that afternoon, more than ever fascinated by Maria St. Clair, and fully determined to obtain her as his wife. "Where there's a will there's a way," is an old adage which few were more likely to carry out than Edward Armstrong.

From this visit an intimacy arose between Edward Armstrong and Maria St. Clair, which her mother found herself unable to prevent. She saw in her daughter a growing preference for the man who had saved her life. She perceived on his part plain indications, that the greatest reward he could ask as a return for his courage and bravery, would be the hand of Maria St. Clair; and yet she could do nothing to avert such a result without ingratitude to the wooer, and perhaps pain to her daughter.

"I suppose I ought to consult my sister Louisa," she said to herself, "and Sir James, or wait till Herbert comes home from India. Helen is too grateful about little Charlie to make any objection, I am quite sure, but perhaps the colonel may disapprove;"—and then, as Mrs. St. Clair recalled the character of her soldier son-in-law, and reflected on what his gratitude would be towards the man who had saved his only son from drowning, she felt how impossible it was for her to interfere.