"Not the least chance, child."

A silence ensued. Mr. North sat watching his carnations, Bessy watching, with far-off gaze, the dark-blue summer sky. In spite of her father's opinion, she thought the brothers, Thomas and William Ticknell, unduly hard.

The Ticknells were the chief bankers of Whitborough. Upon the institution of the tontines, the two brothers, then in their early prime, had been made trustees to it, in conjunction with a gentleman named Wilson. In the course of time, Mr. Wilson died: and Thomas and William Ticknell grew into tolerably aged men; they wanted now not much of the allotted three score years and ten. The elder brother had gone up to court with some great local matter, and he came back Sir Thomas. These two gentlemen had full power over the funds of the tontine. They were straightforward, honourable men; of dispositions naturally cautious; and holding very strict opinions in business. Increasing years had not tended to lessen caution, or to soften strict tenets: and when Dr. Rane, soliciting a private interview with the brothers, presented himself before them with a proposition that they should pay over the tontine money to him and his wife conjointly, without waiting for the death of either, the few hairs remaining on the old gentlemen's white heads rose up on end.

Truly it had seemed to them, this singular application, as touching closely upon fraud. Dr. Rane argued the matter with them, putting it in the most feasible and favourable light: and it must be acknowledged that, to his mind, it appeared a thing not only that they might do, but that it would be perfectly right and honest to do. All in vain; they heard him with courtesy, but were harder than adamant. Richard North happened to go in upon some business soon after the conclusion of the interview, and the brothers--they were the bankers of North and Gass--told him confidentially of the application. Richard imparted it to his father: hence Mr. North heard Bessy without surprise.

Regarded from the narrow, legal point of view, of course the Messrs. Ticknell might be right; but, taking it broadly and comprehensively, there could be no doubt that it seemed hard upon Oliver Rane and his wife. The chief question that had presented itself to Richard North's mind was: if the money were handed over now, would the Messrs. Ticknell be quite secure from ulterior consequences? They said not. Upon Richard North's suggesting that a lawyer might be consulted on the point, Sir Thomas Ticknell answered that, no matter what a lawyer might say, they should never incur the responsibility of parting with the tontine money so long as two of its members were living. "And I think they must be right," Richard remarked afterwards to his father. Turning to Bessy, sitting by him on the bench, Mr. North repeated this. Bessy listened in dutiful silence, but shook her head.

"Papa, much as I respect Richard's judgment, clever as I know him to be, I am sure he is wrong here. It is very strange that he should go against me and Oliver."

"It is because of that same good judgment, my dear," replied Mr. North simply. "I'd trust it against the world, on account of his impartiality. When he has to decide between two opposite opinions, he invariably puts himself, or tries to put himself, in either place, weighs each side, and comes to an unbiassed conclusion. Look at this present strike: Dick has been reproached with leaning to the men's side, with holding familiar argument with them, for and against; a thing that few masters would do: but it is because he sees they really believe they have right on their side, and he would treat their opinions with respect, however mistaken he may know them to be."

"Richard cannot think the men are not to blame!" exclaimed Mrs. Rane.

"He lays the blame chiefly where, as he says, it is due--on the Trade Union. The men were deluded into listening to it at first; and they can't help obeying its dictates now. They have given themselves over to it, body and soul, Bessy, and can no more escape from it than a prisoner from a dungeon. That's Richard's view, mind; and it makes him lenient; I'd try and bring them to their senses in a different way, if I had the power and the means left me."

"In what way, papa?"