"No, indeed," she returned. "Neither should I believe it."

"Nevertheless, it is so. And the chief reason is the one I have just mentioned: that in the present day the rage for ornaments is so great, and the fashion of them so continually changing, that to be in the fashion, a lady must spend a fortune in ornaments alone. I give you my word, madam, that in the fashionable world a great deal of the jewellery now worn is false; though it may pass, there, unsuspected. And this fact deteriorates from the value of real stones, especially for the purpose of pledging."

He began, as he spoke, to put the articles into their cases again, as if the negotiation were at an end.

"Can you lend me two hundred pounds upon them?" asked Mrs. Dalrymple, after a blank pause.

He shook his head. "I can advance you what I have stated, if you please; not a pound more. And I feel sure you will not be able to obtain more on them anywhere, madam, take them where you will."

"But what am I to do?" returned she, betraying some excitement. Very uselessly: but that room was no stranger to it. The jeweller was firm, and Mrs. Dalrymple gathered up her ornaments, her first feeling of despair lost in anger. She was leaving the room with her parcel when it occurred to her to ask herself, in sober truth, WHAT she was to do—how procure the remainder of the sum necessary to appease Madame Damereau. She turned back, and finally left the shop without her jewels, but with a hundred pounds in her pocket, and her understanding considerably enlightened as to the relative value of a jewel to buy and a jewel to pledge.

Now it happened that, if Mrs. Dalrymple had repented showing her temper to Madame Damereau, that renowned artiste had equally repented showing hers to Mrs. Dalrymple. She feared it might tell against her with her customers, if it came to be known: for she knew how popular Selina was; truth to say, she liked her herself. Madame came to the determination of paying Mrs. Dalrymple a visit, not exactly to apologize, but to soothe away certain words. And to qualify the pressing for some money, which she meant to do (whether she got it or not), she intended to announce that the articles ordered for the wedding festivities would be supplied. "It's only ninety pounds, more or less," thought madame, "and I suppose I shall get the money some time."

She reached Mrs. Dalrymple's in the evening, soon after that lady had departed on her secret expedition to the pawnbroker. Their London lodgings were confined. The dining-room had Mr. Dalrymple in it, so Madame Damereau was shown to the drawing-room, and the maid went hunting about the house for her mistress.

Whilst she was on her useless search, Mr. Dalrymple entered the drawing-room, expecting to find it tenanted by his wife. Instead of that, some strange lady sat there, who rose at his entrance, made him a swimming curtsy, the like of which he had never seen in a ball-room, and threw off some rapid sentences in an unknown tongue.

His perplexed look stopped her. "Ah," she said, changing her language, "Monsieur, I fear, does not speak the French. I have the honour, I believe, of addressing Mr. Dalreemp. I am covered with contrition at intruding at this evening hour, but I know that Mrs. Dalreemp is much out in the day; I thought I might perhaps get speech of her as she was dressing for some soirée."