“I cannot do this,” said he; “it is a private matter of Colonel Selby’s.”

“It is not more private than any other payment you may have to make,” retorted Captain Fennel.

“Pardon me, it is. This really does not concern the bank at all. I cannot pay it without Colonel Selby’s authority: he has neither given it nor mentioned it to me. Another thing: the payment, as I gather from the wording of Mrs. Ann Fennel’s letter, is not yet due. Upon that score, apart from any other, I should decline to pay it.”

“It will be due in two or three days. Colonel Selby would not object to forestall the time by that short period.”

“That would, of course, be for the colonel’s own consideration.”

“I particularly wish to receive the money this morning.”

Mr. West shook his head in answer. “If you will leave Mrs. Fennel’s letter and receipt in my charge, sir, I will place them before the colonel as soon as he returns. That is all I can do. Or perhaps you would prefer to retain the latter,” he added, handing back the receipt over the desk.

“Business men are the very devil to stick at straws,” muttered Captain Fennel under his breath. He saw it was no use trying to move the one before him, and went out, saying he would call in a day or two.

Now it happened that Colonel Selby, who was only staying at Brighton for a rest (for he had been very unwell of late), took a run up to town that same Monday morning to see his medical attendant. His visit paid, he went on to the bank, surprising Mr. West there about one o’clock. After some conference upon business matters, Mr. West spoke of Captain Fennel’s visit, and handed over the letter he had left.