It was all true. As Sam Rimmer put it, Clement-Pell and his Banks had bursted-up.


XXIV.
GETTING AWAY.

You have heard of the avalanches that fall without warning and crush luckless dwellers in the Swiss mountains; and of mälströms that suddenly swallow up vessels sailing jauntily along on a calm sea; and of railway trains, filled with happy passengers, that one minute are running smoothly and safely along, and the next are nowhere: but nothing of this sort ever created the consternation that attended the bursting-up of the Clement-Pells.

It was Saturday night.—For we have to trace back a day or two.—Seated in the same room where I had seen him when I went back for Helen Whitney’s bag, was Clement-Pell. That the man had come to his last gasp, he knew better than any one else in the world could have told him. How he had braved it out, and fought against the stream, and still kept off the explosion since the night but one before—Thursday—when Mr. Johnson had intruded himself into the grounds and then stealthily watched him from the trees, and he knew all was over, it might have puzzled him to tell. How he had fought against all for months, ay, and years, turned him sick only to recall. It had been a fierce, continuous, secret battle; and it had nearly worn him out, and turned his face and his hair grey before their time.

On the day following this fête-night, Friday, Clement-Pell took the train and was at his chief Bank early. He held his interview with Mr. Johnson; he saw other people; and his manner was free and open as usual. On this next day, Saturday, he had been denied to nearly all callers at the Bank: he was too busy to be interrupted, he told his clerks: and his son James boldly made appointments with them in his name for the Monday. After dark on Saturday evening, by the last train, he reached home, Parrifer Hall. And there he was, in that room of his; the door and shutters bolted and barred upon him, alternately pacing it in what looked like tribulation, and bending over account-books by the light of two wax candles.

Leaning his forehead on his hand, he sat there, and thought it out. He strove to look the situation fully in the face; what it was, and what it would be. Ruin, and worse than ruin. Clement-Pell had possessed good principles once: so to say, he possessed them still. But he had allowed circumstances to get the better of him and of them. He had come from his distant home (supposed to have been London) as the manager of an insignificant and humble little Bank: that was years ago. It was only a venture: but a certain slice of luck, that need not be recorded here, favoured him, and he got on beyond his best expectations. He might have made an excellent living, nay, a good fortune, and kept his family as gentlepeople, had he been prudent. But the luck, coming suddenly, turned his head, you see. Since then, I, Johnny Ludlow, who am no longer the inexperienced boy of that past time, have known it turn the heads of others. He launched out into ventures, his family launched into expense. The ventures paid; the undue expense did not pay. When matters came to be summed up by a raging public, it was said that it was this expense which had swamped the Pells. That alone, I suppose, it could not have been: but it must have gone some way towards it.

It lay on his mind heavily that Saturday night. Looking back, he got wondering how much more, in round figures, his family had cost him than they ought to have cost. There had been his wife’s different expenses. Her houses, and her staff of servants, her carriages and horses, her dresses and jewels, and all the rest that it would take too long to tell of; and the costly bringing-up of his daughters; and the frightful outlay of his two younger sons. Fabian and Gusty Pell ought to have had ten thousand a year apiece, to have justified it. James had his expenses too, but in a quieter way. Clement-Pell ran his nervous fingers through his damp hair, as he thought of this, and in his bitter mind told himself that his family had ruined him. Unlimited spending—show—the shooting up above their station! He gave a curse to it now. He had not checked it when he might have done so; and it (or they) got the upper hand, and then he could not. Nothing is so difficult as to put down such expenses as these when they have become a habit.

And so the years had soon come that he found need for supplies. Unlimited as his millions were supposed to be by a confiding public, Clement-Pell in secret wanted money more than most people. His operations were gigantic, but then they required gigantic resources to keep them going. Money was necessary—or the smash must have come two or three years earlier. But sufficient money was not then conveniently attainable by Clement-Pell: and so—he created some. He believed when all his returns from these gigantic operations should flow in, that he could redeem the act; could replace the money, and no one ever be the wiser. But (it is the old story; one that has been enacted before and since), he found somehow that he could not replace it. Like Tod and that gambling affair when we were in London, in trying to redeem himself, he only got further into the mire. Tod, in playing on to cover his losses, doubled them; Clement-Pell’s fresh ventures in the stream of speculation only sent him into deeper water. Of late, Clement-Pell had been walking as on a red-hot ploughshare. It burnt and scorched him everlastingly, and he could not get out of it. But the end had come. The thunder-cloud so long hovering in the air was on the very point of bursting, and he was not able to meet it. He must get away: he could not face it.