Years passed on. Tom grew to be four-and-twenty, Valentine three-and-twenty. Both of them were good-looking young men, tall and straight; but Tom had the pleasanter face, address, and manners. Every one liked him. Crabb had thought when Tom attained his majority, and got his certificate as a solicitor, that his uncle would have taken him into partnership. The Squire had said it publicly. Instead of that, old Jacob gave him a hundred a-year salary to start with, and said to him, “Now we shall go on comfortably, Tom.” Tom, who was anything but exacting, supposed his uncle wished him to add a year or two to his age and some more experience, before taking him in. So he thanked old Jacob for the hundred a-year, and was contented.

George Chandler had emigrated to Canada. Which rather gave his mother a turn. Some people they knew had gone out there, purchased land, and were doing well on it; and George resolved to follow them. George had been placed with a good farmer in Gloucestershire and learnt farming thoroughly. That accomplished, he began to talk to his mother about his prospects. What he would have liked was, to take a farm on his own account. But he had no money to stock it, and his mother had none to give him. Her income, including the hundred and fifty paid to her from the business, was about four hundred pounds, all told: home living and her sons’ expenses had taken it all, leaving no surplus. “There’s nothing for me but going to Canada, mother,” said George: “I don’t see any opening for me in England. I shall be sure to get on, over there. I am healthy and steady and industrious; and those are the qualities that make way in a new country. If the worst comes to the worst, and I do not succeed, I can but come back again.” His arguments prevailed at length, and he sailed for Canada, their friends over there promising to receive and help him.

All this while Jacob Chandler had flourished. His practice had gradually increased, and he had become a great man. Great in show and expense. It was not his fault; it was that of his family: of his own will, he would never have put a foot forward out of his plain old groove. Mrs. Jacob Chandler, empty-headed, vain, and pretty, had but two thoughts in the world: the one to make her way amidst fashionable people, the other to marry her daughters well. Originally a small tradesman’s daughter in Birmingham, she was now ridiculously upstart, and put on more airs and graces in an hour than a lady born and bred would in a lifetime. Mrs. Jacob Chandler’s people had sold brushes and brooms, soaps and pickles: she had occasionally stood behind the counter and served out the soap with her own hands; and Mrs. Jacob now looked down upon Birmingham itself and every one in it.

North Villa had not been given up, though they did move to Islip. Jacob Chandler held a long lease of it, and he sub-let it for three or four years. At the end of that period it occurred to Mrs. Jacob that she should like to keep it for herself, as a sort of country house to retire to at will. As she was the grey mare, this was done; though Jacob grumbled. So North Villa was furbished up, and some new furniture put into it; and the garden, a very nice one, improved: and Mrs. Jacob, with one or other or all three of her daughters, might be frequently seen driving her pony-carriage with its handsome ponies between North Villa and Islip, streamers flying, ribbons fluttering: you would have taken it for a rainbow coming along. The girls were not bad-looking, played and sang with open windows loud enough to frighten the passers-by, and were given to speak to one another in French at table. “Voulez-vouz donner-moi la sel, Clementina?” “Voulez-vous passer-moi le moutarde, Georgiana?” “Voulez-vous envoyer-moi les poivre, Julietta?” For, as Mrs. Jacob would have told you, they had learnt French at school; and to converse in it was of course only natural to themselves, and most instructive to any visitor who might chance to be present. Added to these advantages Mrs. and the Miss Chandlers adored dress, their out-of-door toilettes being grander than a queen’s.

All this: the two houses and the company received in them; the ponies and the groom; the milliners’ bills and the dress-makers’, made a hole in Jacob Chandler’s purse. Not too much of a hole in one sense of the word; Jacob took care of that: but it prevented him from putting by all the money he wished. He made plenty of it: more than the world supposed.

In this manner matters had gone on since the departure of George Chandler for Canada. Mrs. Chandler living quietly in her home making it a happy one for her son Tom, and treasuring George’s letters from over the sea: Mrs. Jacob Chandler and her daughters keeping the place alive; Valentine getting to be a very fine gentleman indeed; old Jacob sticking to business and pocketing his gains. The first interruption came in the shape of a misfortune for Mrs. Chandler. She lost a good portion of her money through a calamity that you have heard of before—the bursting-up of Clement Pell. It left her with very little, save the hundred and fifty pounds a-year paid to her regularly by Jacob. Added to this was the hundred a-year Tom earned, and which his uncle had not increased. And this brings us down to the present time, when Tom was four-and-twenty.

Jacob Chandler sat one morning in his own room at his office, when a clerk came in and said Mrs. Chandler from Crabb was asking to see him. Cordiality had always subsisted between the two families, though they were not much together; Mrs. Chandler disliking their show; Mrs. Jacob and her daughters intensely despising one who wore black silk for best, and generally made her puddings with her own fingers. “So low-lived, you know, my dears,” Mrs. Jacob would say, with a toss of her bedecked head.

Jacob heard his clerk’s announcement with annoyance; the lines on his brow grew deeper. He had always been a shrimp of a man, but he looked like a shrivelled one now. His black clothes sat loosely upon him; his white neckcloth, for he dressed like a parson, seemed too large for his thin neck.

“Mrs. Chandler can come in,” said he, after a few moments’ hesitation. “But say I am busy.”