But one of those overwhelming misfortunes, that I’m sure may be compared with the falling of an avalanche, fell on Mr. Brook. In an evil hour he had become a shareholder in a stupendous undertaking which had banking for its staple basis; and the thing failed. People talked of “swindling.” Its managers ran away; its books and money were nowhere; its shareholders were ruined. Some of the shareholders ran away too; Roger Brook, upright and honourable, remained to face the ruin. And utter ruin it was, for the company was one of unlimited liability.

The shock was too much for him: he died under it. Every shilling he possessed was gone; harpies (it is what Timberdale called them) came down upon his furniture and effects, and swept them away. In less time almost than it takes to tell of, not a vestige remained of what had been, save in memory: Sir Robert Tenby had another tenant at the Dower Farm, and Mrs. Brook had moved into a little cottage-villa not a stone’s throw from Darbyshire’s. She had about two hundred a-year of her own, which no adverse law could touch. Her daughter, Minnie, remained with her. You will hardly believe it, but they had named her by the romantic name of Araminta.

William Brook had come down from Oxford just before, his mind made up not to be a clergyman, but to remain on the farm with his father. When the misfortunes fell, he was, of course, thrown out; and what to turn his hand to he did not at once know. Brought up to neither profession nor trade, no, nor to farming, it was just a dilemma. At present, he stayed with his mother.

One day he presented himself to Mr. Delorane. “Can you give me some copying to do, sir?” he asked: “either at your office here, or at home. I write a good clear hand.”

“What do you mean to do, Master William?” returned the lawyer, passing over the question. The two families had always been intimate and much together.

“I don’t know what; I am waiting to see,” said William. He was a slender young fellow of middle height, with gentle manners, a very nice, refined face, and a pair of honest, cheery, dark-blue eyes.

“Waiting for something to turn up, like our old friend Micawber!” said the lawyer.

“If I could earn only a pound a-week while I am looking out, I should not feel myself so much of a burden on my mother—though she will not hear me say a word about that,” the young man went on. “You would not take me on as clerk and give me that sum, would you, Mr. Delorane?”

Well, they talked further; and the upshot was, that Mr. Delorane did take him on. William Brook went into the office as a clerk, and was paid a pound a-week.

The parish wondered a little, making sundry comments over this at its tea-tables: for the good old custom of going out to real tea was not out of fashion yet in Timberdale. Every one agreed that William Brook was to be commended for putting his shoulder to the wheel, but that it was a grave descent for one brought up to his expectations. Mr. St. George objected to it on another score.