“Can’t again. Don’t mind lending five; next week it’ll be but four. It wasn’t never worth more nor ten new,” added Mr. Figg loudly, to drown remonstrances.

“Why, I gave Jellico double that for it! Where’s the use of you running things down?”

As Jellico was in one sense a friend of Mr. Figg’s—for he was certainly the cause of three parts of his pledges being brought to him—the pawnbroker let the question pass. Mrs. Reed went home with her five shillings, her eyes taking quite a wild look of distress and glancing cornerwise on all sides, as if she feared an ambush.

It had not been a favourable year; weather had been bad, strikes were prevalent, money was dear, labour scarce. Men were ready to snatch the work out of each other’s hands; some were quite unemployed, others less than they used to be. Of course the homes in Piefinch Cut, and similar small homes not in the Cut, went on short-commons. And if the women had been scarcely able to get on before and stave off exposure, any one may see that that was a feat impracticable now. One of them, Hester Reed, thought the doubt and difficulty and remorse and dread would kill her.

Dread of her husband’s discovering the truth, and dread of his being called upon to answer for the debt. Unable to keep up her weekly interest and payments to Mr. Jellico for some time now, the main debt had only accumulated. She owed him two pounds nineteen shillings. And two pounds nineteen shillings to a labourer’s wife seems as a wide gulf that can never be bridged over while life shall last. Besides this, she had been obliged to go into debt at the general shop; that had added itself up now to eight-and-twenty shillings, and the shop was threatening procedure. There were other little odds and ends of liabilities less urgent, a few shillings in all. To those not acquainted with the simple living of a rural district, this may not sound so very overwhelming: those who are, know what it means, and how awful was the strait to which Mrs. Reed (with other wives) had reduced herself.

She had grown so thin as hardly to be able to keep her clothes upon her. Sleeping and waking, a dead wall crowded with figures, as a huge sum, seemed to be before her eyes. Lately she had taken to dreaming of hanging feet downwards over a precipice, held up only by the grasp of her hands on the edge. Nearly always she awoke with the horror: and it would seem to her that it was worse to wake up to life and its cares, than to fall down to death and be at rest from them. Her husband, perceiving that she appeared very ill, told her she had better speak to Dr. Duffham.

Carrying home the five shillings in her hand, Mrs. Reed sat down in her kitchen and wiped her face, damp with pallor. She had begun to ask—not so much what the ending would be, but how soon it would come. With the five shillings in her hand she must find food and necessaries until Saturday night; there was no more credit to be had. And this was only Wednesday morning. With credit stopped and supplies stopped, her husband would naturally make inquiries, and all must come out. Hester Reed wondered whether she should die of the shame—if she had to stay and face it. Three of the shillings must be paid that afternoon to Ingram the milkman; he would not be quiet any longer: and the woman cast her aching eyes round her room, and saw nothing that it was possible to take away and raise money on.

She had the potatoes on the fire when the children ran in, little toddling things, from school. Some rashers of bacon lay on the table ready to be toasted. Reed, earning pretty good wages, had been accustomed to live well: with careful management he knew they might do so still. Little did he suspect the state things had got into.

“Tatty dere, mov’er,” began the eldest, who was extremely backward in speaking.

“Tatty dere” meant “Cathy’s there;” and the mother looked up from the bacon. Cathy Parrifer (though nobody called her by her new name, but Cathy Reed still) stood at the outer gate, in tatters as usual, talking to some man who had a paper in his hand. Mrs. Reed’s heart leaped into her mouth: she lived in dread of everything. A stranger approaching the place turned her sick. And now the terror, whose shadow had been so long looming, was come in reality. Catherine came bounding up the garden to tell the tale: the man, standing at the gate, was waiting to see her father come home to dinner to serve him with a summons for the county court. Mrs. Reed knew at once what it was for: the eight-and-twenty shillings owing at the general shop. Her face grew white as she sank into a chair.