"Mr. Arkell gave him ten pounds!" almost shouted Peter. "How did that come about? Who said anything to Mr. Arkell?"

"I believe Mr. Fauntleroy happened to mention it accidentally. Or whether it was that he asked him for your exact address at the place, and said he was going to worry you for money, I'm not sure. I know Mr. Arkell said, better let you be quiet while you were there, and advanced the ten pounds."

"Mr. Fauntleroy had no right to speak to my cousin about it at all, Mr. Kenneth. I regard it as a breach of good faith. I wrote and asked Mr. Fauntleroy to wait, and he might have done so. As to the address, he knew that, for I gave it him."

"I'm in a hurry," said Mr. Kenneth. "I thought I'd speak to you, because I know Mr. Fauntleroy intended to send to you as soon as you came home. Here's another instalment due, now December's come in."

He went on his way. Peter Arkell looked after him for a minute, and then went on his. "Home to care! home to care!" he murmured with a sigh of pain.

Over and over again had Peter Arkell—not cursed, he was too good a man for that—but repented the day that placed him in the power of Mr. Fauntleroy. Some years previous to this, in a moment of great embarrassment, Peter Arkell had gone to Mr. Fauntleroy with his tale of woes. "Won't you help me?" he asked; "I once helped you." And Mr. Fauntleroy, entirely indifferent to his fellow-creature's woes though he was at heart, had not the face to refuse, with the recollection of that past obligation upon him. He helped him in this way. He advanced Peter Arkell two or three hundred pounds at a heavy rate of interest. It was not his own money, he said—he really had none to spare—it was the money of a client who had left it in his hands to make some profitable use of. Of course Peter Arkell understood it: at least he believed he did—that the money was Mr. Fauntleroy's own, and the plea of the client only put forth that the interest might be exacted—and his simple, honourable nature blushed for Mr. Fauntleroy. But he accepted it—he was too much in need of the assistance not to do it—and as the months and years went on he found himself unable to pay the interest. Things went on with some discomfort for a long time, and then Mr. Fauntleroy insisted on what he called some final arrangement being come to—that is, he said his client insisted upon it. The result was that Peter Arkell undertook to pay ten pounds every three months off the debt, interest, and costs, without the smallest notion how he could accomplish it. He had some learned book coming out, and if that turned up a trump card, he might be able to do it and more. But, when the book did come out it did not turn out a trump. The first ten pounds was due on the first of June last, and Peter had managed to pay it. The second ten was due on the first of September, and he wrote to Mr. Fauntleroy for grace. He now heard it had been paid by his cousin William Arkell. The third ten had been due the previous day, for this was the second of December. He would be able to pay this, for he had some money coming to him yet from the people who had rented his house, and, so far, that would be got rid of.

Peter might have paid it in another way. The first thing he saw on entering his home was a letter from his sister Mildred, and on opening it he found it contained a ten-pound note. These windfalls would come from Mildred now and then; and without them Peter had not an idea how he should have got along.

But not to his necessities did he appropriate this. The most prominent feeling swaying him then, was vexation that William Arkell should have been troubled about the matter—William, who had ever been so good to him—who had helped him out of more difficulties than the world knew of. In the impulse of the moment, without stopping to sit down, he went out again, carrying the note. He could not remember the day when he had been able to pay anything to his cousin, but at least he could do this.

Things were not prospering with the city, or with William Arkell. That the trade was going gradually down to ruin, to all but total extermination, he felt sure of now; and he bitterly regretted that Travice had cast in his lot with it. He had designed to send Travice to Oxford, to cause him to embrace one of the learned professions; but Travice had elected to follow his father, and Mr. Arkell had yielded—all just as it had been with himself in his own youth. None, save William Arkell himself, knew the care that was upon him, or how his property was dwindling down. Ever and anon there would come flashing a gleam of improvement in the trade, and rather large orders would come in, whispering hope for the future; but the orders and the hope soon faded again.

Peter entered the iron gates, and was turning to the left to the manufactory, when he saw Mr. Arkell at the dining-room window; so he went across to the house.