Charlotte took a corner of it in her hand. "It must have cost a pound at least," she said. "Is it paid for?"
Again Caroline laughed. "Never you mind whether it's paid for or not, Charlotte. You won't be called upon for the money for it. As I told my sister-in-law yesterday."
"You did not want it, Caroline; and I am quite sure you could not afford it. Your winter cloak was good yet. It is so bad a plan, getting goods on credit. I wish those Bankeses had never come near the place!"
"Don't you run down Bankes's, Charlotte East," interposed Eliza Tyrrett, a very plain girl, with an ill-natured expression of face. "We should never get along at all if it wasn't for Bankes's."
"You would get along all the better," returned Charlotte. "How much are they going to charge you for this shawl, Caroline?"
Caroline and Eliza Tyrrett exchanged peculiar glances. There appeared to be some secret between them, connected with the shawl. "Oh, a pound or so," replied Caroline. "What was it, Eliza?"
Eliza Tyrrett burst into a loud laugh, and Caroline echoed it. Charlotte East did not press for the answer. But she did press the matter against dealing with Bankes's; as she had pressed it many a time before.
A twelvemonth ago, some strangers had opened a linen-draper's shop in a back street of Helstonleigh; brothers of the name of Bankes. They professed to do business upon credit, and to wait upon people at their own homes, after the fashion of hawkers. Every Monday would one of them appear in Honey Fair, a great pack of goods on his back, which would be opened for inspection at each house. Caps, shawls, gown-pieces, calico, flannel, and finery, would be displayed in all their fascinations. Now, you who are reading this, only reflect on the temptation! The women of Honey Fair went into debt; and it was three parts the work of their lives to keep the finery, and the system, from the knowledge of their husbands.
"Pay us so much weekly," Bankes's would say. And the women did so: it seemed like getting a gown for nothing. But Bankes's were found to be strict in collecting the instalments; and how these weekly payments told upon the wages, I will leave you to judge. Some would have many shillings to pay weekly. Charlotte East and a few more prudent ones spoke against this system; but they made no impression. The temptation was too great. Charlotte assumed that this was how Caroline Mason's shawl had been obtained. In that, however, she was mistaken.
"Charlotte, we are going down to Bankes's. There'll be a better choice in his shop than in his pack. You have heard of the party at the Alhambra. Well, it is to be next Monday, and we want to ask you what we shall wear. What would you advise us to get for it?"