"You are thinking it's not enough, Oswald?"
"It might be enough for prudent people. But I don't think it would be found enough by you and Caroline Davenal. Mark, I fancy--I shall not offend you?--fancy you are not of a prudent turn."
"I don't know that I am. But any man can be prudent when there's a necessity that he should be."
"It has not always proved so."
"I see you think me a spendthrift," said Mark good-humouredly.
"Not exactly that. I think you could not live upon as small an income as some can. Dr. Davenal gives you, I believe, two hundred a-year, and you have been with him six months: my opinion is, Mark, that at the twelvemonth's end you will find the two hundred has nothing like kept you. You will be looking about for another hundred to pay debts."
"Are you so particularly saving yourself?" retorted Mark.
"That is not the question, Mark; I am not going to be married," answered Oswald, with a smile. "But I do save."
"If the doctor will give me four hundred a-year to begin with, there's no need to wait."
"You have no furniture."