“It places us all in a very awkward position, from myself downwards,” went on Hurde, who was by no means a conjuror at the task he had undertaken. “There’s no knowing what, or whom, Mr. Godolphin’s suspicions may be turning to.”

“Rubbish!” retorted Layton. “It’s not likely that Mr. Godolphin would begin to doubt any of us. There’s no cause for doing so.”

“I don’t know that,” said Mr. Hurde significantly. “I am not so sure of some of you.”

Layton opened his eyes. He supposed Mr. Hurde must be alluding to some one clerk in particular; must have a reason for it; but he did not glance at himself. “Why do you say that?” he asked.

“Well—it has occurred to me that some one or two of you may be living at a rate that your salary would neither pay for nor justify. You for one.”

“I?” returned Layton.

“Yes, you. Horses, and gigs, and wine, and company, and pianos! They can’t be managed out of a hundred a year.”

Layton was rather taken to. Not to make an unnecessary mystery over it, it may as well be mentioned that all these expenses which so troubled old Hurde, the clerk was really paying for honestly, but not out of his salary. An uncle of his wife’s was allowing them an addition to their income, and this supplied the additional luxuries. He resented the insinuation.

“Whether they are managed out of it, or whether they are not, is no business of yours, Mr. Hurde,” he said, after a pause. “I shall not come to you to pay for them, or to the Bank either.”

“It is my business,” replied the old clerk, “It is Mr. Godolphin’s business, which is the same thing. Pray, how long is it since you became a betting man?”