The wonder was, where the money had gone to. It very often is the wonder in these cases. A wonder too often never solved. An awful amount of money had gone in some way; the mystery was, in what way. George Godolphin had kept up a large establishment; had been personally extravagant, privately as well as publicly; but that did not serve to account for half the money missing; not for a quarter of it; nay, scarcely for a tithe. Had it been to save himself from hanging, George himself could not have told how or where it had gone. When the awful sum total came to be added up, to stare him in the face, he looked at it in blank amazement. And he had no good to show for it; none; the money had melted, and he could not tell how.

Of course it had gone to the discounters. The tide of discounting once set in, it was something like the nails in the horseshoe, doubling, and doubling, and doubling. The money went, and there was nothing to show for it. Little marvel that George Godolphin stood aghast at the sum total, when the amount was raked up—or, as nearly the amount as could be guessed at. When George could no longer furnish legitimate funds on his own account, the Bank was laid under contribution to supply them, and George had to enter upon a system of ingenuity to conceal the outgoings. When those contributions had been levied to the very utmost extent compatible with the avoidance of sudden and immediate discovery, and George was at his wits’ end for money, which he must have, then Verrall whispered a way which George at first revolted from, but which resulted in taking the deeds of Lord Averil. Had the crash not come as it did, other deeds might have been taken. It is impossible to say. Such a course once entered on is always downhill. Like unto some other downward courses, the only safety lies in not yielding to the first temptation.

Strange to say, George Godolphin could not see the rogue’s part played by Verrall: or at best he saw it but very imperfectly. And yet, not strange; for there are many of these cases in the world. George had been on intimate terms of friendship with Verrall; had been lié, it may be said, with him and Lady Godolphin’s Folly. Mrs. Verrall was pretty. Charlotte had her attractions. Altogether, George believed yet in Verrall. Let the dagger’s point only be concealed with flowers, and men will rush blindly on to it.

Thomas Godolphin sat, some books before him, pondering the one weighty question—where could all the money have gone to? Until the present moment, this morning when he had the books before him, and his thoughts were more practically directed to business details, he had been pondering another weighty question—where had George’s integrity gone to? Whither had flown his pride in his fair name, the honour of the Godolphins? From the Saturday afternoon when the dreadful truth came to light, Thomas had had little else in his thoughts. It was his companion through the Sunday, through the night journey afterwards down to Prior’s Ash. He was more fit for bed than to take that journey: but he must face the exasperated men from whom George had flown.

He was facing them now. People had been coming in since nine o’clock with their reproaches, and Thomas Godolphin bore them patiently and answered them meekly: the tones of his voice low, subdued, as if they came from the sadness of a stricken heart. He felt their wrongs keenly. Could he have paid these injured men by cutting himself to pieces, and satisfied them with the “pound of flesh,” he would have done so, oh how willingly! He would have sacrificed his life and his happiness (his happiness!) and done it cheerfully, if by that means they could have been paid their due.

“It’s nothing but a downright swindle. I’ll say it, sir, to your face, and I can’t help saying it. Here I bring the two thousand pounds in my hand, and I say to Mr. George Godolphin, ‘Will it be safe?’ ‘Yes,’ he answers me, ‘it will be safe.’ And now the Bank has shut up, and where’s my money?”

The speaker was Barnaby, the corn-dealer. What was Thomas Godolphin to answer?

“You told me, sir, on Saturday, that the Bank would open again to-day for business; that customers would be paid in full.”

“I told you but what I believed,” rose the quiet voice of Thomas Godolphin in answer. “Mr. Barnaby, believe me this blow has come upon no one more unexpectedly than it has upon me.”

“Well, sir, I don’t know what may be your mode of carrying on business, but I should be ashamed to conduct mine so as to let ruin come slap upon me, and not have seen it coming.”