“It would not be exactly convenient for a man who wished to be in town every day at eight o’clock,” suggested Mr. Stewart; “but it is very charming, nevertheless. Good-morning!” And this man, who was between seventy and eighty years of age, started off to walk back to Kemms Park, as briskly as Arthur himself might have done.

“Old enough to have given up grubbing after money,” muttered Arthur, criticizing his visitor’s retreating figure; as though a man ever fancied himself old enough to relinquish the occupation of his life, so long as he could hold a pen or dictate a letter, bring a bill into Parliament, or buy to advantage on the Stock Exchange.

Old enough! Is it not only the young, now-a-days, who feel old and cry aloud for rest; who grow weary and tired of the heat and burden of the noontide? When the back has become used to the pack, and the world’s collar has ceased to gall, the horse, let it be ever so old, will amble along the familiar road, without whip or spur to urge him on. It is the colts who turn aside, who long for the idle days and the green pastures, for the meadows where the holiday-folks are making merry, and the silvery streams flowing through the midst.

CHAPTER IX.
A FEW BILLS.

Hitherto, Squire Dudley had, since his connection with Mr. Black, experienced no shortness of money. The man who spends two years’ income in one, does not, as a rule, find the pecuniary shoe begin to pinch until he enters on the second twelvemonth, and realises to himself the truth that it is impossible both to spend and to have.

There is a time of plenty during which the prodigal wastes his substance and takes life easily, and then after that comes the season of famine, when he is fain to content himself with very roots and husks—when, having once entertained like a prince, he is compelled to expiate his folly in retirement, and refresh his spirit with herbs of the field, and water from the brook.

In Joseph’s dream, the seven fat kine preceded the seven lean; the same rule was observed also in Squire Dudley’s less prudent experience, though it produced by no means a like result. Never, for many and many a long year, had Arthur been so flush of cash, and so careless about expending it, as in the days before Mr. Stewart’s friendly visit.

Lightly come, lightly gone, that was the way with his money then! It is difficult for a man, such as Arthur Dudley, exactly to realise the fact that lending his name may eventually prove the hardest day’s work he ever did in his life; in truth, it is a fact difficult for any one unacquainted with business, to understand theoretically. It is but a few strokes of the pen, and the thing is done. Your obliging friend, who has been kind enough to draw out the document for you, and perhaps even buy the stamp, gets the paper discounted. He takes out of it what you promised to let him have, and duly hands over the remainder.

The money is then a certainty—the bill, an illusion, is gone; your friend will meet it, never fear. He tells you not to trouble your head about the matter. Like Mr. Black, he will “take a memorandum of it,” and that memorandum seems to you a perfect security for the genuineness of the transaction.

Time, however, goes by; the money is spent, the bill is coming due; then it is the first item which appears the illusion; the latter, the certainty. Concerning wasted sovereigns and mis-spent five-pound notes, a useless jeremiade is sung.