"Will it make any difference to my husband if Mr. Benning applies to the Bankruptcy Court instead of Mr. Leigh?" she finished by inquiring.

"None whatever," was the unhesitating reply.

"You are certain?" she persisted.

"Yes; I cannot see why it should alter his position or injure him in the slightest degree."

"Does it not strike you as a very extraordinary proposition?"

"Well, yes," he agreed, "but no doubt it will be desirable for Mr. Mortomley to raise no obstacle against their wishes. It is always advantageous for a man to have a large creditor on his side."

"Mr. Halling says they want to keep the affair quiet," she went on. "Why should they want that, and how should employing their own solicitor enable them to do it?"

"I can only conjecture," was the answer, "that they desire the extent of their own loss not to be made public, and by employing their own solicitor they will manage to keep the application out of the papers."

"I am very, very much obliged to you," she said as they shook hands.