When Mr. Swanland spoke of the Manager of the General Chemical Company as so mentally short-sighted that he could only see to twelve o'clock that day, he described his character to a nicety.

Probably, through no fault of his own in the first instance, Mr. Forde eventually found himself traversing a path which led him at one time along the brink of a precipice, at another across a country intersected by deep ravines and dangerous gulleys, and any man who had fully realised the peril of his position must either have abandoned the idea of going further in despair, or have so utterly lost his head as to have been dashed to pieces long before the period when this story opens.

But Mr. Forde did not realise his position, or the position of the General Chemical Company.

He had faith if he could only hold out long enough relief would come—to him—or to the Company. Naturally he hoped it would come to him first, in which case he confided to a few chosen friends the fact that, if he were to walk out of the place, the directors would have to close the wharf-gates within four-and-twenty hours, but if relief were to pay a preliminary visit to the Company, he knew such a stroke of good fortune must ultimately benefit him.

With all his faith, and he had much, he believed Mr. Asherill's partner if appointed trustee of Mortomley's Estate would be with him hand-and-glove, and when he found Mr. Swanland was not inclined to be hand-and-glove with any man, he bewailed in no measured terms his evil fate to Kleinwort, who only shrugged his shoulders and said,

"You had better much have trusted the sick man and the little lady and the swaggering nephew; you had by far best have had good temper, and not have run to lock them up in liquidation, with your lawyer, your trustee, your committee. That Leigh man might have been turned round a finger—mine—and the little lady and the sick man, had you spoke pleasant, would have gone on trying hard to do their best for another year at least calculation. Those thousands, Forde dear friend, those thousands! Oh! it does break mine heart to call to mind they were so near and are so far! That demon Swanland he will liquidate it all; and we—you Forde and I Kleinwort—we might have dealt with it had I known, had you not spoken so hard to the little woman. I am not much of superstitious, I do hope, dear friend, and yet I feel this will be a bad mistake for us."

Whereupon Mr. Forde bade him hold his tongue if he could not use it to some pleasanter purpose.

But Mr. Kleinwort refused to hold his tongue. "It was not good to lay so many stakes upon that Archibald Mortomley horse," he persisted. "Bah! One that could not, in your charming English, stay, that was a roarer, so short of mercantile breath when you dug your spurs in and flogged him with your heavy whip he dropped down as dead. It was a mistake, and then you made bad worse with the little lady, and for this reason we shall all suffer; we shall all cry and make bitter lamentation."

"Kleinwort, you are enough to drive a fellow mad!" expostulated his so dear Forde.

"Yes, yes, yes. I know all that," said the German. "You never want to hear no speech but what is pleasant and comfortable. You will not listen to warning now, but the bad day may be nearer at hand than you think, when you will say to me, 'You had reason, Kleinwort,'—when you will make remark to others, 'I thought Kleinwort babbled all nonsense, but his words were true words.'"