Frances laughed.

'That's not a sin,' she said. 'Lady Myrtle's rich, and so in a way, I suppose, is Uncle Marmy.'

'I mean they seem to think of it so. Once or twice, when I've paid calls with mamma, they were so fussy and show-off. You know how I mean,' said Jacinth.

'Well, there are plenty of poor too, if that would make you like Barmettle any better. Amy Piers says there are some dreadfully poor, and she says that even the ones who get very big wages don't save at all, and then if there comes a bad time—a bad time for trade, when some of the people have to be turned off: it does come like that now and then, she says, though I don't understand why—they are really starving.'

'They should be taught to save, then,' said Jacinth. 'Why don't the Piers teach them? If I were the vicar, I'd preach sermons about it. If people are so silly, they must expect to suffer for it.'

'But think of the poor little children!' said Frances, whose sympathy was readier than her sister's. 'It isn't their fault, and they suffer the most. Amy says it's a good deal owing to the people spending so much on beer and brandy and horrid tipsifying things. I'm sure the Piers do all they possibly can, and you know how papa says that, even with all the strict rules in the army, it's awfully difficult to keep the men sober. If I were the Queen, Jass, I'd make a law against having so many public-houses; I would indeed.'

'The Queen can't make laws all by herself like that, Frances. You don't understand. If the people were taught how horrid it is to get drunk, they'd leave off wanting to buy too much beer and things like that, and then the public-houses would have to give up because they wouldn't have customers enough. That's the best way.'

'Well, I think it should be done both ways,' said Frances. 'If there weren't so many public-houses, there wouldn't be so much temptation;' and the little reformer nodded her head sagely.

Just then Mrs Mildmay re-entered the room.

'Jassie dear,' she said, 'it's Saturday morning. You have no lessons, and though it's so rainy I know you're not afraid of the weather. Frances has a cold, so she mustn't come out. Will you wrap yourself up well, and come a little way with me to help me to carry some things to Mrs Wake? She has gone to stay with her mother, you know, for a little change, but they are very poor people, and I must help them as much as I can.'