John Percival was a nephew of a banker in Edinburgh, destined from his childhood to the service of the bank—which was considered by all the family the greatest good luck that could have happened to a boy. His uncle, who like the boy was John Percival, and who was his godfather—or namefather, as we say in Scotland—as well as his uncle and his patron, and was connected with him by every possible tie, was a childless man: childless, too, in the most secure way,—not an old bachelor who might marry at any moment, but a staid married man with a wife younger than himself, yet not so young as to be dangerous. He was, though the old man did not say so, nor do anything to raise expectations, universally considered as his uncle's heir; and did so consider himself calmly, without impatience or preoccupation with the subject, and very far from wishing to shorten his uncle's life by a single day. He was thought the most fortunate boy in the family; but I don't think he considered himself as such, and especially when he set out on a wintry day at noon in the stage-coach for Duntrum, a large provincial town in the south of Scotland. It may be divined that it was not to-day or yesterday, according to the popular phrase, when this journey took place: for nowadays one whisks off from Edinburgh to Duntrum in the morning, and whisks back again at night, having several hours in which to do one's business between, and no fatigue to speak of. It was very different in those days, when from noon to nearly midnight the coach joggled over the frost-bound country; and even in his corner in the interior, where John was forced to place himself by the anxieties of his elders, who kept up a pleasing fiction that he was delicate—it was very difficult even under a pile of plaids and topcoats to keep warm. He was going to serve for a year in the bank at Duntrum to give him a knowledge of country business and the ways of rustic depositors and clients,—a knowledge which John felt to be very unnecessary, seeing that his life was to be spent, not in Duntrum, but in Edinburgh, and at the least in the manager's office, not at the counter selling money as if it were tea or sugar. He did not like this change of scene at all, perhaps because the season was at its height in Edinburgh, and all the entertainments of the year hurrying upon each other; but chiefly because it was the sordid side of business, the lower part of the profession, as this foolish young man thought, which he was being sent to study. He did not appreciate the advantage of knowing everything connected with his trade, which the elders know so much better than the young people. Indeed, to tell the truth, he was not sure at all that he was fond of banking, or thought it every way so superior an employment as many people thought. His own opinion was that if he were left at peace to live upon his own little bit of money, and pursue his own tastes, he would be a much happier man. He had a notion, indeed, that he might possibly turn out a great painter or a great writer if he were thus left to himself to cultivate the best that was in him. It was a pity that he felt the possibilities were equal in respect to these two pursuits. It might be either which would bring him fame and fortune, but certainly one of them. If he had been sure that it was either this or that, there would have been more hope for John: but he was not sure,—he thought at one time he could have been a painter, had he time and encouragement to try, and then again another time that he could be a novelist or a poet. Perhaps on the whole it was just as well for him, that, with such excellent prospects, and the certainty of coming to a good end, if he behaved himself, he should have been what he was—a banker's clerk.

But whatever it might end in eventually, it was very hard lines, he thought, that he should have to leave Edinburgh in the middle of the season when everything was in full swing. There was not much in those days, at least not the tenth part so much as now, of football and golf. These games were played, but they were not the essence of life. Strange to say, young men found other things to talk about, other things to occupy them which were not all deleterious. For one thing, they took a great deal more interest in dances and all sorts of assemblies, in which the boys met with the girls of their own class, than the ordinary run of "manly young fellows" do now. I suspect they fell in love much more freely than they do now. They wanted to meet, to talk to, to laugh with these girls, as they like now to make themselves comfortable in a smoking-room, or rave about breaking a record on the links. I do not say which is best, not knowing; but at least one must confess that it is quite different. It is possible that John had even more than one incipient flirtation on his hands. He did not at all like to leave, for a hum-drum provincial town near the Border, with all its local questions and prejudices which he would not understand, the cheerful bustle of Edinburgh, the gay assemblies and all the private entertainments that abounded at this cheerful time of the year.

"Good-bye, my boy: we'll see you back whenever there's anything great going on," said one of the friends who were seeing him off. There was a little group of them round the coach door, bright-faced young men who had made a dart from the offices of several Writers to the Signet, or even from the Parliament House—to see the last of Percival, as they said.

"Perhaps," said John, with satirical bitterness, "if well-founded information reaches the bank that the world is coming to an end."

"In that case you may stay where you are," said the other; "we'll have enough to do thinking of ourselves. Hallo!" said this young man, feeling himself vigorously pushed aside from the coach door. This was the arrival of another passenger, by whom the group of young men were pushed aside to right and left by that free use of elbows and personal momentum which an energetic woman of the lower orders uses with so little scruple. This was a strong and vigorous maid-servant of middle age and weighty person, leading a veiled and muffled personage who followed her closely, and who bore the aspect of an old lady afflicted with toothache or "tic," or one of those affections of the face which were then treated freely with enveloping wraps to keep out the cold, and external applications, and a total indifference to personal appearance. Indeed in this case, as the face was entirely invisible, a thick veil of Spanish lace, in a large pattern of heavy and close design, covering the small amount which was not entirely obliterated by plaster and poultice applied to the right cheek, there was not perhaps any inducement even to undying vanity to attempt modification or concealment. The identity of the veiled person it was quite impossible to divine—her wrapped-up head was like a melon, a "sport" with one great bulge on the right side: a faint glimmer of an eye between the crevices of the lace pattern, a little colour, was all that was apparent; feature and form and expression were all lost in the portentous envelopments. She clung close to her protector with old and tremulous steps, and occasionally a faint waggle of the misshapen and enormous head.

"Can ye no' see it's an auld leddy with the rheumatics in her head—and jist you get out of the way, my fine callants, that kenna what trouble is. Gang round to the other side of the coach if you have any more blethers to say. Steady, mem, steady! take your time, this is the town corner, the furdest frae the winds: and I'll pull up the window-glass, and ye'll not feel a breath. You'll jist be as safe as gin ye were in your auld chair with the wings at hame."

During this speech, to which the young men listened awestruck, the old lady was carefully and with much precaution hoisted into the coach, a process which seemed more difficult than her short stature and apparently insignificant figure seemed to justify, the stout woman-servant growing redder and redder under the strain, although assisted by a porter who pushed from behind. When the process was accomplished the boys burst into a genial but suppressed laugh, with significant looks at John, who for his part could not but regard with a certain fascination the mass of nodding headgear which was to be his companion in the long drive. He could not take his gaze from her. The cold journey to Duntrum, leaving dinners and assemblies behind, was reason enough for despondency: but to travel with Medusa herself in a mail-coach! if by any chance the wrappings might come off, and her unfortunate fellow-passenger be turned to stone.

"I give you joy, Jack," whispered one of the attendant youths; "here's a bonny bride to bear you company."

"I'll tell May Laurie you were in capital fettle; a fair lady by your side and plenty of time to make your court."

"Nothing of the sort, Jack, my lad; I'll let her know you were preserved from every temptation," cried another—all this in not quite inaudible whispers, at the other door.