'I must put myself into training first,' he said.

'Golden will do that for you. Golden is the best coach for business I have ever come across,' said Mr Burton. 'He will put you up to everything, good and bad—the dodges as well as the legitimate line. Golden is not a common man of business—he is a great artist in trade.'

There was a certain elation in his air and words. Was he glad to have shaken off the bonds of Rivers's, though they were golden bonds? This was the question which Helen asked herself with a little surprise. The two men were dining at St Mary's Road on the night after Burton's withdrawal, and she was still at table, though they had begun to talk of business. As usual, she who took no part was the one most instructed by the conversation. But she was bewildered, not instructed, by this. She could not make out what it meant. She knew by the best of all proofs that the bank was profitable and flourishing. Why, then, did her cousin show such high spirits? What was his elation about? Long after, she remembered that she had noted this, and then was able to divine the mystery. But now it only surprised her vaguely, like a foreign phrase in the midst of the language she knew.

'The dodges are amusing,' said Mr Golden. 'The legitimate drama is more dignified and imposing, but I rather think there is more fun in the work when you are living on the very edge of ruin. The hairbreadth escapes one has—the sense that it is one's own cleverness that carries one through—the delight of escaping from the destruction that seemed down upon you! There is nothing like that,' he said with a laugh, 'in the steady platitudes of ordinary trade.'

And Mr Burton laughed too, and a glance passed between them, such as might have passed between two old soldiers who had gone many a campaign together. There was a twinkle in their eyes, and the 'Do you remember?' seemed to be on their very lips. But then they stopped short, and went no further. Helen, still vaguely surprised, had to get up and go away to the drawing-room; and what more experiences these two might exchange, or whether her husband would be any the wiser for them, she was no longer able to see. Norah waited her in the other room. She had just come to the end of a book, and, putting it down with a sigh, came and sat by her mother's side. They were alike in general features and complexion, though not in the character of their faces. Norah's hair was brighter, and her expression less stately and graceful than Helen's—she had not so much distinction, but she had more life. Such a woman as her mother she was never likely to be, but her attractions would be great in her own way.

'How nice your velvet gown is, mamma!' said Norah, who was given to long monologues when she spoke at all. 'I like to put my cheek upon it. When I am grown up, I will always wear black velvet in winter, and white muslin in summer. They are the nicest of all. I do not think that you are too old for white. I like you in white, with red-ribbons. When I am a little bigger I should like to dress the same as you, as if we were two sisters. Mayn't we? Everybody says you look so young. But, mamma, ain't you glad to get away from those men, and come in here to me?'

'You vain child!' said Helen. 'I can see you whenever I like, so it is no novelty to me; while papa's friends—'

'Do you think they are papa's friends? I suppose there are no villains now-a-days, like what there are in books?' said Norah. 'The world is rather different from books somehow. There you can always see how everything happens; and there is always somebody clever enough to find out the villains. Villains themselves are not very clever, they always let themselves be found out.'

'But, my dear, we are not talking of villains,' said Helen.

'No, mamma, only of that Mr Golden. I hate him! If you and I were awfully clever, and could see into him, what he means—'