'You are mad,' said Golden, when he saw that his gentle sneer had failed; 'such a step would be ruin. Call together the shareholders! Why, the shareholders—Mr Drummond, for heaven's sake, let people manage it who know what they are about.'

'For heaven's sake! for hell's sake, you mean,' said Robert in his despair. And the words reverberated in his ears, rang out of all the echoes, sounded through the very streets, 'It would be ruin!' Ruin! that was the word. It deafened him, muttering and ringing in his ears.

And yet even after this outburst he was calmed down. Mr Golden explained it to him. It was business; it was the common course of affairs, and only his own entire inexperience made it so terrible to him. To the others it was not in the least terrible, and yet he had no right to conclude that his colleagues were indifferent either to their own danger, or to the danger of the shareholders of whom he thought so much. 'The shareholders of course know the risks of business as well as we do,' Mr Golden said. 'We must act for the best, both for them and for ourselves.' And the painter was silenced if not convinced. This was in the autumn, and during the entire winter which followed the bank went on like a ship in a troubled sea. After a while such a crisis as the one which had so infinitely alarmed him became the commonest of incidents even to Drummond. Now that his eyes had been once enlightened, it was vain to attempt any further concealment. One desperate struggle he did indeed make, when in the very midst of all this anxiety a larger dividend than usual was declared. The innocent man fought wildly against this practical lie, but his resistance was treated as utter folly by the business board, who were, as they said, 'fighting the ship.' 'Do you want to create a panic and a run upon us?' they asked him. He had to be silent, overpowered by the judgment of men who knew better than himself. And then something of the excitement involved in that process of 'fighting the ship' stole into his veins. Somehow by degrees, nobody had been quite aware how, the old partners of Rivers's had gone out of the concern. It was true there had been but three or four to start with; now there was but one left—Lord Rivers, the head of the house, who never took any share in the business, and was as ignorant as the smallest shareholder. The new directors, the fighting directors, were men of a very different class. As the winter went on the ship laboured more and more. Sometimes it seemed to go down altogether, and then rose again with a buoyancy which almost seemed to justify hope. 'Tout peut se rétablir,' they said to each other. 'After all we shall tide it over.' And even Robert began to feel that thrill of delight and relief when a danger was 'tided over,' that admiration, not of his own cleverness, but of the cleverness of others, which Golden had once described. Golden came out now in his true colours; his resources were infinite, his pluck extraordinary. But he enjoyed the struggle in the midst of his excitement and exertion, and Drummond did not enjoy it, which made an immense difference between them.

Things became worse and worse as spring came on. By that time, so far as Drummond was concerned, all hope was over. He felt himself sucked into the terrible whirlpool whence nothing but destruction could come. With a heart unmanned by anxiety, and a hand shaking with suppressed excitement, how could he go into his peaceable studio and work at that calmest work, of art? That phase of his existence seemed to have been over for years. When he went into the room he loved it looked to him like some place he had known in his youth—it was fifty years off or more, though the colour was scarcely dry on the picture which stood idly on the easel. When he was called to Academy meetings, to consultations over an old master, or a new rule, a kind of dull amazement filled his soul. Did people still care for such things—was it still possible that beauty and pleasantness remained in life? There were people in these days who felt even that the painter had fallen into bad ways. They saw his eyes bloodshot and his hand trembling. He was never seen with his wife now when she drove her ponies through the park—even in society Helen went sometimes out alone. And they had been so united, so happy a pair. 'Drummond will have nothing ready in April,' the painters said to each other—'even his diploma picture has never been finished—prosperity has not agreed with him.' When he was visible at all, his vacant air, his tremulous look, the deep lines under his eyes, frightened all his friends. Dr Maurice had spoken to him very seriously, begging that he would be candid and tell his ailments. 'You cannot go on like this,' he said. 'You are killing yourself, Drummond.' 'How much can a man go through without being killed, I wonder?' poor Robert asked, with an unsteady smile, and even his friend stopped short in dismay and perplexity. Was it dissipation? Was it some concealed misery? Could his wife have anything to do with it? These suggestions flitted vaguely through the doctor's mind without bringing any certainty with them. Once he seemed to be getting a clue to the mystery, when Robert rushed in upon him one day, and with a show of levity suggested that Haldane's money should be taken out of the bank. 'I know a better investment, and he should have the very best that is going,' said Drummond. Dr Maurice was somewhat startled, for he had money in Rivers's too.

'Where is there a better investment?' he asked.

'In the Three per Cents.,' said Robert, with a hoarse laugh.

Was he mad? Was he——drunk? The doctor took a day to consider it, to think whether there could be anything in it. But he looked at the dividend papers, showing that Rivers's that year had paid ten per cent. And he called upon Dr Bradcliffe, and asked him to go with him privately, accidentally, one of these days, to see a friend whose brain was going, he feared. The two physicians shook their heads, and said to each other mournfully how common that was becoming. But Fate moved faster than Dr Maurice, and the accidental call was never made.


CHAPTER IX.

The life which Helen Drummond lived during this winter would be very hard to describe. Something wrong had happened, she saw, on that rapid visit to town which Robert had made on Academical business in October, leaving her at Southlees. No anxiety about business matters connected with the bank had ever been suggested to her mind. She had long ago accepted, as a matter of course, the fact that wealth was to come from that source, with an ease and regularity very different from the toilsome and slow bread-winning which was done by means of art. She was not surprised by it as Robert was; and enough of the bourgeois breeding was left in her to make her pleased that her husband should see the difference between the possibilities of his profession and of the commerce which she had been wont to hear lauded in her youth. She was almost proud that Trade had done so much for him. Trade came from her side, it was she who had the hereditary connection with it; and the innate idealism of her mind was able to cling to the old-fashioned fanciful conception of beneficent commerce, such as we have all heard of in our educational days. But her pride was not sensitive on this point. What really touched her was the praise or the blame which fell upon him as a painter, and the dread that instantly sprang into her mind was that he had met with something painful to him in this respect—that his opinion had not been received as of weight in the deliberations of the Academy, or his works been spoken of with less respect than they ought to have secured. This was the foolish fancy that took hold of her mind. She questioned him about the Academy meeting till poor Robert—his thoughts occupied about things so very different—grew sick of the subject. Yet he was almost glad of some subject on which to vent a little of his excitement. Yes, they were a set of old fogies, he said, with audacious freedom. They pottered about things they did not understand. They puzzled and hesitated over that Rembrandt, which any one with half an eye could see had been worked at by some inferior hand. They threw cold water upon that loveliest Francia which nobody could see without recognising. They did what they ought not to do, and neglected what was their duty. 'We all do that every day of our lives,' said Helen; 'but what was there that specially vexed you, Robert?' 'Nothing,' he said, looking up at her with eyes full of astonishment; but there was more than astonishment in them. There was pain, dread, anxiety—a wistful, restless look of suffering. He will not tell me: he will keep it to himself and suffer by himself, not to vex me, Helen said in her own thoughts. And though the autumn was lovely, Robert could not be happy at Southlees that year. He had been very happy the two previous summers. The house was situated on the Thames beyond Teddington. It was rustic and old, with various additions built to it; a red-brick house, grown over with all manner of lichens, irregular in form and harmonious with its position, a house which had grown—which had not been artificially made. The family had lived on the lawn, or on the river, in those halcyon days that were past. There was a fringe of trees at every side except that, shutting in the painter's retirement; but on the river side nothing but a few bright flower-beds, and the green velvet lawn, sloping towards the softly flowing water. One long-leaved willow drooped over the stone steps at which the boat was lying. It was a place where a pair of lovers might have spent their honeymoon, or where the weary and sick might have come to get healing. It was not out of character either with the joy or the grief. Nature was so sweet, so silent, so meditative and calm. The river ran softly, brooding over its own low liquid gurgle. The stately swans sailed up and down. The little fishes darted about in the clear water, and myriads of flying atoms, nameless insect existences, fluttered above. Boating parties going down the stream would pause, with a sigh of gentle envy, to look at the group upon the lawn; the table with books and work on it, with sometimes a small easel beside it or big drawing pad supported on a stand; a low chair with Helen's red shawl thrown over it, and Norah, with her red ribbons, nestled on the sunny turf. They sat there, and worked, and talked, or were silent, with an expansion of their hearts towards everything that breathed and moved; or they spent long days on the river, catching the morning lights upon those nooks which are only known to dwellers on the stream; or pursuing water-lilies through all the golden afternoon in the back-waters which these retired flowers love. The river was their life, and carried them along, day after day. Such a scene could not but be sweet to every lover of nature; but it is doubly sweet when the dumb poetic imagination has by its side that eye of art which sees everything. The painter is a better companion even than the poet—just as seeing is better than saying that you see. Robert was not a genius in art; but he had the artist's animated, all-perceiving eye. Nothing escaped him—he saw a hundred beautiful things which would have been imperceptible to ordinary men—a dew-drop on a blade of grass at his feet charmed him as much as a rainbow—his 'Look, Helen!' was more than volumes of descriptive poetry. They were out and about at all times, 'watching the lights,' as he said in his pleasant professional jargon: in the early mornings, when all was silvery softness and clearness, and the birds were trying over their choicest trills before men woke to hear; in the evening when twilight came gently on, insinuating her filmy impenetrable veil between them and the sunset; and even at full noon, when day is languid at the height of perfection, knowing that perfectness is brother to decadence. The painter and his wife lived in the middle of all these changes, and took them in, every one, to the firmament in their hearts.