"Good God!" she said again: but her face was not awe-stricken; it was that of a soldier springing instantly to the alert, rallying all his resources at the first word of danger; "but you don't mean to say that my cousin—does not John know this? They say everybody knows these things before the person concerned. Why, why did you not warn him, Mr. Rule?"

Rule shook his head.

"It isn't possible that he could have been ignorant. How could he be ignorant, ma'am? God knows I have not a word to say against Mr. Vernon—but to think he should forsake us in our moment of trial!"

"Forsake you!" A sudden flush flew over Miss Vernon's face—a spark shot out of her eyes. Indignation and yet doubt was in her face. "That is not possible," she cried, holding her head high; and then she said anxiously, "Mr. Rule, tell me what you mean?"

"I dare say it is the falsity of appearances," said poor Rule. "I am sure I hope so. I hope Mr. Vernon has gone away to get help, personally: you can do that so much better than writing: and that he may be back in time to-morrow."

"Has he gone away?" she said in a low tone.

"Unfortunately, Miss Vernon—I can't help saying unfortunately, for it paralyses everybody else. We can do nothing at the bank. But I cling to the hope that he will be back before the bank is opened. Oh, yes, I cling to the hope. Without that——"

"Everything will be lost?"

"Everything!" cried he, who was so proud of being the head clerk at Vernon's, with tears in his eyes.