These rash, youthful folk were more fortunate than prudent people might think they deserved. They excited the interest and kindly sympathy of Mrs Oswald, the banker’s wife, and through her, of her sterner husband; so that when the pleasant summer air had done its gentle spiriting on the wan cheek of Walter Buchanan, and he felt himself able for work again—which was happily before his wife’s little portion was altogether exhausted—he was received into the bank as Mr Oswald’s clerk.
To be called “of the bank,” in a country town in Scotland, is a matter of considerable dignity, and the salary, if small, was enough for their limited expenses. The Oswalds were kind and neighbourly; other friends gathered about the gentle couple; and as they stood in their own garden beneath the heavy branches of their own fruit-trees, in those serene autumnal evenings, watching the sun go down gloriously behind the dark crest of yonder hill, they were wont to render quiet thanksgiving out of full hearts.
This pleasant life continued through ten happy years, and in its placid course the delicate man seemed strengthened in mind no less than in body. His nervous melancholy glided away into graceful mists of pensive thought. The nervous impatience and irritability, which it had once cost him so much pains to subdue, were soothed and softened. He became, mentally no less than physically, as it seemed, a more healthful and a stronger man.
At the end of the ten years his position was changed. They had saved enough to raise their little capital to a larger amount than the original sum on which their inexperience had braved the evils of the world. This was invested in the purchase of bank shares, and Walter Buchanan, a clerk no longer, became Mr Oswald’s partner in the agency of the bank.
An unhappy change. The one peculiar, distinguishing feature of the Scottish banking system, over which our economists boast themselves, became a source of constant torment to Walter Buchanan. The quick and prompt decisions of Oswald, in which he could not join, made him feel his own weaker will overborne and set aside. A hundred “peculiar cases,” and “very peculiar cases,” in which the clear, acute mind of the banker could see no peculiarity at all, troubled the midnight rest of his nervous and tenderhearted partner. That this struggling man whose security was dubious, or that hapless farmer wading knee-deep in difficulties, whose cash account was already overdrawn, and who wanted more, should be dealt with summarily, was clear to Oswald’s steady eye; but was enveloped in painful mists of distress and perplexity to Walter Buchanan, himself acquainted with all the restless shifts and expedients of the struggling poor.
His feelings became morbid again under that exercise. He imagined himself ill-used, despised, trampled upon, when the finer points of his compassionate and impulsive benevolence came into collision with the strong sense and energy of his partner, who in his turn grew impatient of the sentiment which he thought sickly, and the tenderness which he called weak. There was a rupture at last. A struggling man with dubious security came to Buchanan when Oswald was absent from Fendie. The sensitive man of feeling forgot prudence in compassion, and by his ill-judged acceptance of the uncertain “cautioner,” brought serious loss to the bank. Oswald returned; there were sharp and high words spoken by both, which neither, in less excited mood, would have given utterance to; and in a storm of bitter anger and wounded to the very heart, Walter Buchanan threw up his situation, dissolved his partnership with Oswald, and left the bank.
Very soon to leave the world; for, before the winter was over, his course had ended. He could not bear such tempests of excitement, for pain to him was agony, and anger madness. So in his weakness he died, and left his gentle widow and his young daughter to fight with the world alone.
Helen Buchanan was only sixteen. She had a fair proportion of what people call accomplishments, and might almost have been a governess in a boarding-school or a “gentleman’s family;” and beneath the accomplishments there was a sound substratum of education, and a mind matured too early for her own happiness. Fendie was abundantly supplied with ladies’ schools; so Helen, in her flush of youthful pride and independence, determined to offer her services to the humbler mothers, and to receive as her pupils not the young ladies, but the little girls of Fendie.
Mrs Buchanan reluctantly acquiesced. She was a gentle, hopeful woman, accustomed to yield always to the quick impulses and keen feelings of her husband, and now rendering a kindred submission to her daughter. Helen was a very dutiful, very loving child, but her mother’s cheerful, patient nature was made to be thus influenced, and unconsciously and involuntarily the stronger spirit bore the mastery.
So when the first pangs of their grief were over, Mrs Buchanan regretfully removed her substantial furniture from the dining-room of which she had been once so proud, and with many sighs saw her little maid-servant arrange in it the bare benches and large work-table which befitted its new character of school-room; and the youthful teacher began her labours.