“Miss Beecham, I leave the cause of the Church in younger and, I hope, abler hands,” said Mr. May, getting up.

Partly it was that Reginald's onslaught made him see for the first time certain weak points in the situation; partly it was that his private care became too clamorous, and he could not keep on further. He went away quite abruptly, and went downstairs to his study, and shut himself in there; and the moment he had closed the door, all this amusement floated away, and the vulture gripped at him, beak and talons digging into his very soul. Good God! what was he to do? He covered his face with his hands, and turned round and round mentally in that darkness to see if anywhere there might be a gleam of light; but none was visible east or west. A hundred pounds, only a hundred pounds; a bagatelle, a thing that to many men was as small an affair as a stray sixpence; and here was this man, as good, so to speak, as any—well educated, full of gifts and accomplishments, well born, well connected, not a prodigal nor open sinner, losing himself in the very blackness of darkness, feeling that a kind of moral extinction was the only prospect before him, for want of this little sum. It seemed incredible even to himself, as he sat and brooded over it. Somehow, surely, there must be a way of deliverance. He looked piteously about him in his solitude, appealing to the very blank walls to save him. What could they do? His few books, his faded old furniture, would scarcely realize a hundred pounds if they were sold to-morrow. All his friends had been wearied out, all natural resources had failed. James might any day have sent the money, but he had not done so—just this special time, when it was so hard to get it, James, too, had failed; and the hours of this night were stealing away like thieves, so swift and so noiseless, to be followed by the others; and Cotsdean, poor soul, his faithful retainer, would be broken and ruined. To do Mr. May justice, if it had been only himself who could be ruined, he would have felt it less; but it went to his very heart to think of poor Cotsdean, who had trusted in him so entirely, and to whom, indeed, he had been very kind in his day. Strife and discord had been in the poor man's house, and perpetual wretchedness, and Mr. May had managed, he himself could scarcely tell how, to set it right. He had frightened and subdued the passionate wife, and quenched the growing tendencies to evil, which made her temper worse than it was by nature, and had won her back to soberness and some kind of peace, changing the unhappy house into one of comparative comfort and cheerfulness. Most people like those best to whom they have been kind, whom they have served or benefited, and in this way Mr. May was fond of Cotsdean, who in his turn had been a very good friend to his clergyman, serving him as none of his own class could have done, going in the face of all his own prejudices and the timorousness of nature, on his account. And the result was to be ruin—ruin unmitigated to the small man who was in business, and equally disastrous, though in a less creditable way, to his employer. It was with a suppressed anguish which is indescribable that he sat there, with his face covered, looking this approaching misery in the face. How long he had been there, he could scarcely himself tell, when he heard a little commotion in the hall, the sounds of running up and down stairs, and opening of doors. He was in a feverish and restless condition, and every stir roused him. Partly because of that impatience in his mind, and partly because every new thing seemed to have some possibility of hope in it, he got up and went to the door. Before he returned to his seat, something might have occurred to him, something might have happened—who could tell? It might be the postman with a letter containing that remittance from James, which still would set all right. It might be—he rose suddenly, and opening the door, held it ajar and looked out; the front door was open, and the night air blowing chilly into the house, and on the stairs, coming down, he heard the voices of Ursula and Phœbe. Ursula was pinning a shawl round her new friend, and consoling her.

“I hope you will find it is nothing. I am so sorry,” she said.

“Oh, I am not very much afraid,” said Phœbe. “She is ill, but not very bad, I hope; and it is not dangerous. Thank you so much for letting me come.”

“You will come again?” said Ursula, kissing her; “promise that you will come again.”

Mr. May listened with a certain surface of amusement in his mind. How easy and facile these girlish loves and fancies were! Ursula knew nothing of this stranger, and yet so free were the girl's thoughts, so open her heart to receive impressions, that on so short knowledge she had received the other into it with undoubting confidence and trust. He did not come forward himself to say good-bye, but he perceived that Reginald followed downstairs, and took his hat from the table, to accompany Phœbe home. As they closed the outer door behind them, the last gust thus forcibly shut in made a rush through the narrow hall, and carried a scrap of paper to Mr. May's feet. He picked it up almost mechanically, and carried it with him to the light, and looked at it without thought. There was not much in it to interest any one. It was the little note which Tozer had sent to his granddaughter by the maid, not prettily folded, to begin with, and soiled and crumpled by the bearer.

“Your grandmother is took bad with one of her attacks. Come back directly. She wants you badly.

“Saml. Tozer.”

This was all that was in it. Mr. May opened it out on his table with a half-smile of that same superficial amusement which the entire incident had caused him—the contact, even momentary, of his own household with that of Tozer, the old Dissenting butterman, was so droll an event. Then he sank down on his chair again with a sigh, the amusement dying out all at once, purely superficial as it was. Amusement! how strange that even the idea of amusement should enter his head in the midst of his despair. His mind renewed that horrible mechanical wandering through the dismal circle of might-be's which still survived amid the chaos of his thoughts. Once or twice there seemed to gleam upon him a stray glimmer of light through a loophole, but only to throw him back again into the darkness. Now and then he roused himself with a look of real terror in his face, when there came a noise outside. What he was afraid of was poor Cotsdean coming in with his hand to his forehead, and his apologetic “Beg your pardon, sir.” If he came, what could he say to him? Two days—only two days more! If Mr. May had been less sensible and less courageous, he would most likely have ended the matter by a pistol or a dose of laudanum; but fortunately he was too rational to deliver himself by this desperate expedient, which, of course, would only have made the burden more terrible upon the survivors. If Cotsdean was to be ruined, and there was no remedy, Mr. May was man enough to feel that it was his business to stand by him, not to escape in any dastardly way; but in the mean time to face Cotsdean, and tell him that he had done and could do nothing, seemed more than the man who had caused his ruin could bear. He moved about uneasily in his chair in the anguish of his mind. As he did so, he pushed off some of his papers from the table with his elbow. It was some sort of break in his feverish musings to pick them up again in a bundle, without noticing what they were. He threw them down in a little heap before him. On the top, as it chanced, came the little dirty scrap of paper, which ought to have been tossed into the fire or the waste-paper basket. Saml. Tozer! What was Saml. Tozer to him that his name should stare him in the face in this obtrusive way? Tozer, the old butterman! a mean and ignorant person, as far beneath Mr. May's level as it is possible to imagine, whose handwriting it was very strange to see on anything but a bill. He fixed his eyes upon it mechanically; he had come, as it were, to the end of all things in those feverish musings; he had searched through his whole known world for help, and found there nothing and nobody to help him. Those whom he had once relied on were exhausted long ago; his friends had all dropped off from him, as far, at least, as money was concerned. Some of them might put out a hand to keep him and his children from starvation even now, but to pay Cotsdean's bill, never. There was no help anywhere, nor any hope. Natural ways and means were all exhausted, and though he was a clergyman, he had no such faith in the supernatural as to hope much for the succour of Heaven. Heaven! what could Heaven do for him? Bank-notes did not drop down out of the skies. There had been a time when he had felt full faith in “Providence;” but he seemed to have nothing to expect now from that quarter more than from any other. Samuel Tozer! why did that name always come uppermost, staring into his very eyes? It was a curious signature, the handwriting very rude and unrefined, with odd, illiterate dashes, and yet with a kind of rough character in it, easy to identify, not difficult to copy—

What was it that brought beads of moisture all at once to Mr. May's forehead? He started up suddenly, pushing his chair with a hoarse exclamation, and walked up and down the room quickly, as if trying to escape from something. His heart jumped up in his breast, like a thing possessed of separate life, and thumped against his side, and beat with loud pulsations in his ears. When he caught sight of himself in the mirror over the mantelpiece, he started as if he had seen a ghost. Some one else seemed to see him; seemed to pounce upon and seize him out of that glass. He retreated from the reach of it, almost staggering; then he returned to his table. What thought was it that had struck him so wildly, like a sudden squall upon a boat? He sat down, and covered his face with his hands; then putting out one finger, stealthily drew the paper towards him, and studied it closely from under the shadow of the unmoved hand, which half-supported, half-covered his face. Well! after all, what would be the harm? A gain of three months' time, during which every sort of arrangement could be made so nicely; supplies got anywhere, everywhere; the whole machinery of being set easily in motion again, and no harm done to any one: this was the real force of the idea—no harm done to any one! Long before the three months were out, that hundred pounds—a paltry business, a nothing, when a man had time before him—could be got, one might make sure; and where was the harm? He would never know it. Poor Cotsdean need never have the slightest burden upon his conscience. Here, in the stillness of his own room, it could all be done as easily as possible, without a soul being taken into confidence, except that bloodless wretch in the glass with his staring face, Mr. May said to himself, only dimly sensible that this wretch was himself. No, it would harm no one, that was clear; it never need be known to any one. It was a mere act of borrowing, and borrowing was never accounted a crime; borrowing not money even, only a name, and for so short a time. No harm; it could do no one in the world any harm.