He stood staring at her for a moment and then he broke out into a laugh. "We needn't face each other as if we were going to have a stand-up fight," he said. "And it wouldn't be fair, mamma, we're not equally matched, the knowing ones would all lay their money on you. So you won't take my advice about investing your spare cash? Well, if you won't you won't, and there's an end of it: only stand up fair and don't bother me with nonsense about trustees."

"It is no nonsense," she said.

His eyes flashed, but he controlled himself and turned away, waving his hand. "I'll not beat Nell for it when I come home to-night," he said.

Once more Phil dined at his club that evening and Elinor with her mother. She was in an eager and excited state, looking anxiously in Mrs. Dennistoun's eyes, but it was not till late in the evening that she made any remark. At last, just before they parted for the night, she threw herself upon her mother with a little cry—"Oh, mamma, I know you are right, I know you are quite right. But if you could have done it, it would have given you an influence! I don't blame you—not for a moment—but it might have given you an opening to speak. It might have—given you a little hold on him."

"My darling, my darling!" said Mrs. Dennistoun.

"No," said Elinor, "there's nothing to pity me about, nothing at all—Phil is always kind and good to me—but you would have had a standing ground. It might have given you a right to speak—about those dreadful, dreadful city complications, mamma."

Mrs. Dennistoun went to bed that night a troubled woman, and lay awake watching and expecting when the usual midnight tumult should arise. But that evening there was none. No sound but the key in the latch, the shutting of a door or two, and all quiet. Compunctions filled the mother's heart. What was the wrong if, perhaps, she could satisfy Elinor, perhaps get at the heart of Phil, who had a heart, though it was getting strangled in all those intricacies of gambling and wretched business. She turned over and over in her mind all that she had, and all that she had any power over. And she remembered a small sum she had in a mortgage, which was after all in her own power. No doubt it would be to throw the money away, which would be so much gone from the future provision of Elinor—but if by that means she could acquire an influence as Elinor said—be allowed to speak—to protest or perhaps even insist upon a change of course? Thinking over such a question for a whole sleepless night, and feeling beneath all that at least, at worst, this sacrifice would give pleasure to Elinor, which was really the one and sole motive, the only thing that could give her any warrant for such a proceeding—is not a process which is likely to strengthen the mind. In the morning, as soon as she knew he was up, which was not till late enough, she sent to ask if Phil would give her five minutes before he went out. He appeared after a while, extremely correct and point device, grave but polite. "I must ask you to excuse me," he said, "if I am hurried, for to-day is one of my Board days."

"It was only to say, Philip—you spoke to me yesterday of money—to be invested."

"Yes?" he said politely, without moving a muscle.

"I have been thinking it all over, and I remember that there is a thousand pounds or two which John Tatham placed for me in a mortgage, and which is in my own power."