“You never told lies, mother,” said Elsie.

“Maybe not, if you put it like that; but there’s many a lee that is not a lee, in the way of excuses for not paying a bill. You’ll say, perhaps, ‘Dear me, I am very sorry; I have just paid away the last I set aside for bills, till next term comes round;’ when, in fact, you had nothing set aside, but just paid what you had, and as little as you could, to keep things going! It’s not a lee, so to speak, and yet it is a lee, Elsie! A poor woman, with a limited income, has just many, many things like that on her mind. We’ve never wronged any man of a penny.”

“No, mother, I’m sure of that.”

“But they have waited long for their siller, and maybe as much in want of it as we were,” Mrs. Buchanan said, shaking her head. “Anyway, if it’s clear put down in black and white, there is an end of it. You know you have to pay, and you just make up your mind to it. But, when it is just left to your conscience, and you to be the one to tell that you are owing—oh, Elsie! Lead us not into temptation. I hope you never forget that prayer, morning nor evening. If you marry a man that is not rich, you will have muckle need of it day by day.”

Elsie seemed to see, as you will sometimes see by a gleam of summer lightning, a momentary glimpse of a whole country-side—a panorama of many past years. The scene was the study up-stairs, where her father was sitting, often pausing in his work, laying down his pen, giving himself up to sombre thoughts. “Take now thy bill, and sit down quickly, and write fourscore,” she said to herself, under her breath.

“What are you saying, Elsie? Fourscore? Oh, much more than fourscore. It is three hundred pounds,” said Mrs. Buchanan. “Three hundred pounds,” she repeated deliberately, as if the enormity of the sum gave her, under the pain, a certain pleasure. “I have told you about it before. It was for Willie’s outfit, and Marion’s plenishing, and a few other things that were pressing upon us. Old Mr. Anderson was a very kind old man. He said: ‘Take enough—take enough while you are about it: put yourself at your ease while you are about it!’ And so we did, Elsie. I will never forget the feeling I had when I paid off Aitken and the rest who had just been very patient waiting. I felt like Christian in the Pilgrim’s Progress, when the burden rolled off his back. Oh, my dear! a poor woman with a family to provide, thinks more of her bills than her sins, I am sore afraid!”

“Well, mother, those that have to judge know best all about it,” said Elsie, with tears in her voice.

“My bonnie dear! You’ll have to give up the ball, Elsie, and your new frock.”

“What about that, mother?” cried Elsie, tossing her young head.

“Oh, there’s a great deal about it! You think it is nothing now: but when you hear the coaches all driving past, and not a word said among all the young lassies but who was there and what they wore, and who they danced with: and, maybe, even you may hear a sough of music on the air, if the wind’s from the south: it will not be easy then, though your mind’s exalted, and you think it matters little now.”