The passenger was a middle-aged man, who appeared dignified and prosperous, in spite of his damp and disheveled condition. His first remark was in the nature of a recapitulation.

"Well, of all the excitin' trips!"

Robert and Katherine laughed in spite of themselves, and hastened to extend to the stranger the hospitality of their little home for the remainder of the night. It was barely one o'clock, and the Honourable Mr. Marchand accepted gladly, if not gratefully.

He trudged sturdily along in the blankets they had wrapped around him, disdaining Robert's proffered assistance, but once stretched out upon their couch before a blazing fire, he became much more tractable. He called for a glass of whiskey complaining that what he had been through would be enough to kill him if he didn't at once supply this long-felt want of the inner man. A telephone message to the nearest drug store brought the quart of stimulant he thought he needed for the night, and when he was comfortably filled with his favourite beverage, life began to assume a more pleasant aspect. He graphically told the story of the wreck to his interested listeners and then imbibed a little more liquid nourishment. After a while he remarked sagely—"It's a lucky thing I didn't go down, some folks would have lost millions."

"Is that so?" asked Katherine pleasantly.

"Yes, millions! Look here, young woman, did you ever hear of a syndicate?"

Katherine thought she had heard the word somewhere.

"Well, I'm one of 'em!"

The whiskey was evidently getting in its work in the way of lubricating the tongue of the shipwrecked capitalist, and after waiting a moment, he continued: