"Who is the holder of the note?"

"Sinclair Spencer." With ashy face Kathleen dropped back on her pillow as if shot. Failing to observe her expression in the semi-dark room, Mrs. Whitney continued wearily: "In your father's mail today I found a notice from his bank stating that he had overdrawn his account heavily. It just happens that my housekeeping allowance is almost exhausted, or I would never have mentioned the matter to you, Kathleen."

"I am glad you did, mother; you must not have this responsibility on your shoulders, in addition to your anxiety for Dad. I have a little money in the bank, and will turn it over to you tomorrow."

"Thank you, dear," stooping and kissing her. "My heart is wrung for you, Kathleen. It is shameful what you have had to go through!" and her eyes flashed with indignation.

"Hush!" placing her hand over Mrs. Whitney's mouth. "My affairs sink into insignificance alongside of Dad's illness."

"You are such a blessing, Kathleen," squeezing her hand fondly.

"Then let us forget there is such a thing as money difficulties, and turn to…."

"Me!" exclaimed a voice by the door, and Miss Kiametia Grey advanced further into the room. "I rapped several times but you did not hear…."

"Do come and sit with us," suggested Kathleen.

"I will, if you will turn on the light; I can't bear to talk in the dark. There, that's better," as Kathleen switched on the reading lamp by her bed. "Before anything further is said," began the spinster, reddening, "I must confess that I overheard Kathleen mention money difficulties—I didn't mean to hear it"—hastily—"but I just want to say that I'll be your banker until Winslow gets better."