“I see.”

“He has lived by his wits since he was fifteen. I never knew him to do a stroke of work. At thirty, nevertheless,” Chick pointed out, “he frequents the best hotels and restaurants, lives like a lord, dresses like a millionaire, and spends money more lavishly than most of them. He apparently is a thoroughbred sport and man about town. But where does the coin come from? How does he get by? If that don’t constitute a mystery, Nick, what the dickens does? I’m from Missouri. You’ll have to show me.”

Nick laughed.

“We are drifting from the more important matter,” said he. “You know of nothing wrong in his relations with Morris Garland, do you?”

“No, nothing,” Chick allowed. “I’ve told you all I know about him.”

“He is not alone in those respects,” Nick replied. “There are hundreds like him. I have heard, of course, that Stuart Floyd is a slick fellow. He really looks it, as far as that goes, for he is as clean-cut, attractive a man as one often meets. That’s neither here nor there, however, at this stage of the game. We’ll get back to Hecuba.”

“Do you suspect the Imperial Loan Company, chief, in connection with Lady Waldmere’s disappearance?” asked Patsy.

“I do.”

“Why?”

“For two reasons,” said Nick. “First, because there seems to be no one else to suspect. Second, because the episode occurred so soon after her visit to the loan company. That suggests a possible connection between them.”