“In Australia, though he originally came from Scotland. He was a Scotchman by birth.”

“How did you and he come to be such friends?”

“Well, in the first place he was my tenant.”

“Your tenant?”

“Yes. I own the house in which they have lived ever since they came to this place.”

“He rented it?”

“Yes.”

“Then he was not, as I supposed, a wealthy man?”

“On the contrary, he was worth half a million, besides his large life insurance.”

“And yet he was a renter?”