"And why lords in particular?" the stranger inquired, smiling.

"I don't know, only a lord is coming to stay with us, and papa says he has crossed the ocean in his yacht."

"Indeed! and may I ask what your name is?"

"Lulu Bell. My father is Dr. Bell, and we live in New York in winter."

"Well, this is a coincidence, I declare," exclaimed the gentleman, looking really quite excited. "I had no idea that one of the children in that rowboat would prove to be the little daughter of my old friend. Have you ever heard your father speak of Lord Carresford?"

"Why, yes," said Lulu, her eyes opening wide in astonishment; "he's the lord that's coming to stay with us to-morrow."

"I am Lord Carresford," said the gentleman, laughing and holding out his hand.

"Children," gasped Lulu, turning to her three companions, who had been whispering together at a little distance from their rescuer and herself, and who had not paid much attention to the conversation, "oh, children, the very most wonderful thing has happened. This really is a lord's yacht, and this gentleman is—'His Lordship.'"