"With me, Tom?" says Pinch-a-Penny. "That's a saucy notion for a hook-an'-line man."

"Ten more years o' life," says Tom, "an' I'll square scores."

"Afore you evens scores with me, Tom," says Peter, "you'll have t' have what I wants an' can't get."

"There's times," says Tom, "when a man stands in sore need o' what he never thought he'd want."

"When you haves what I needs," says Peter, "I'll pay what you asks."

"If 'tis for sale," says Tom.

"Money talks," says Peter.

"Ah, well," says Tom, "maybe it don't speak my language."

Pinch-a-Penny Peter's conscience was just as busy as any other man's conscience. And it liked its job. It troubled Pinch-a-Penny. It didn't trouble un to be honest; it troubled un to be rich. And it give un no rest. When trade was dull—no fish coming into Pinch-a-Penny's storehouses and no goods going out of Pinch-a-Penny's shop—Pinch-a-Penny's conscience made un grumble and groan like the damned. I never seed a man so tortured by conscience afore nor since. And to ease his conscience Pinch-a-Penny would go over his ledgers by night; and he'd jot down a gallon of molasses here, and a pound of tea there, until he had made a good day's trade of a bad one. 'Twas simple enough, too; for Pinch-a-Penny never gived out no accounts to amount to nothing, but just struck his balances to please his greed at the end of the season, and told his dealers how much they owed him or how little he owed them.

In dull times Pinch-a-Penny's conscience irked him into overhauling his ledgers. 'Twas otherwise in seasons of plenty. But Pinch-a-Penny's conscience kept pricking away just the same—aggravating him into getting richer and richer. No rest for Pinch-a-Penny! He had to have all the money he could take by hook and crook or suffer the tortures of an evil conscience. Just like any other man, Pinch-a-penny must ease that conscience or lose sleep o' nights. And so in seasons of plenty up went the price of tea at Pinch-a-Penny's shop. And up went the price of pork. And up went the price of flour. All sky-high, ecod! Never was such harsh times, says Peter; why, my dear man, up St. John's way, says he, you couldn't touch tea nor pork nor flour with a ten-foot sealing-gaff; and no telling what the world was coming to, with prices soaring like a gull in a gale and all the St. John's merchants chary of credit!