Very Large.—Hastens to be rich; is too eager after wealth; too close in making bargains; too small and close in dealing; with large Cautiousness, is penny wise, but pound foolish; holds the sixpence too close to the eye to see the dollar further off, and gives its entire energies to amassing property; with smaller Secretiveness and large Conscientiousness, is close, yet honest, will have all its own, yet wants no more, and never employs deception; but, with large Secretiveness and but average Conscientiousness, makes money any how; palms off inferior articles for good ones, or at least over-praises what it wants to sell, and runs down what it buys; and with large Philoprogenitiveness and Perceptives added, can make a finished horse-jockey; with small Self-Esteem, is small and mean in deal, and sticks for the half cent; with very large Hope, and only full Cautiousness, embarks too deeply in business, and is liable to fail; with large Adhesiveness and Benevolence, will do for friends more than give, and circulate the subscription paper rather than sign it; with large Hope and Secretiveness, and only average Cautiousness, buys more than it can pay for, bases more in promises than in money, and should adopt a cash practice, and check the manifestations of this faculty by being less penurious and industrious, and more liberal: p. 92.

Full.—Takes good care of what it possesses, and uses vigorous exertions to enhance them; values property for itself and its uses; is industrious, yet not grasping; and saving, without being close; with large Benevolence, is too ready to help friends; and with large Hope added, too liable to endorse; and with an active temperament, is too industrious to come to want; yet too generous ever to be rich. For additional combinations, see Acquisitiveness large: p. 93.

Average.—Loves property; yet the other faculties spend quite as fast as this faculty accumulates; with Cautiousness large or very large, loves property in order to be safe against future want; with large Approbativeness, desires it to keep up appearances; with large Conscientiousness to pay debts when it has the means; with large intellectual organs, will contribute to intellectual attainments; yet the kind of property and objects sought in its acquisition, depend upon other and larger faculties: p. 89.

Moderate.—Values and makes property more for its uses than itself; seeks it as a means rather than an end; with Cautiousness large, may evince economy from fear of coming to want; or with other large organs, to secure other ends; yet cares no great for property on its own account; is rather wasteful; does not excel in bargaining, or like it; has no great natural pecuniary tact, or money-making capability, and is in danger of living quite up to income; with Ideality large, must have nice things, no matter if they are costly, yet does not take first-rate care of them; disregards small expenses; purchases to consume as soon as to keep; prefers to enjoy earnings now to laying them up; with large domestic organs, spends freely for family; with strong Approbativeness and moderate Cautiousness, is liable to be a spendthrift, and contract debts to make a display; with Hope large, runs deeply in debt, and spends money before it is earned; and thus of the other combinations: p. 94.

Small.—Holds money loosely; spends it often without getting its full value; cares little how his money goes; with Hope very large, enjoys his money to-day without saving for to-morrow; and with large Approbativeness and Ideality added, and only average Causality, is prodigal, and spends money to poor advantage; contracts debts without providing for their payment, etc. For additional combinations, see Acquisitiveness moderate: p. 95.

Very Small.—Neither heeds nor knows the value of money; is wasteful; spends all it can get; lacks industry, and will be always in want: p. 95.

The back part of this organ, called Acquisition, accumulates property; the fore part, called Accumulation, saves; the former large and latter small, encompasses sea and land to make a dollar, and then throws it away, which is an American characteristic; and gets many things, but allows them to go to waste. Properly to spend money, implies a high order of wisdom. Every dollar should be made an instrument of the highest happiness.

10. SECRETIVENESS.

No. 63. Large. No. 64. Small.