Murray was startled at this instant when a voice sounded close to his ear saying, “Take the bet.”

“What will you do?” asked the detective.

“I’ll bet fifty I dare sleep in the house all alone.”

We will here state that the steward of the club and his little family occupied a little rear house. The main building was reserved exclusively for the club members.

“You’ll bet fifty you sleep in the house alone?”

“Yes, I will.”

“I’ll take you, Atwood,” said the detective.

“And I’ll take you for fifty,” called another of the party, and still another offered to take the bet.

Atwood accepted every bet, and in the meantime no more sounds had been heard. But the moment the bets were all arranged again there came a renewal of the groans.

“That’s a ghost, sure,” said one.